Junior Data Scientist | Hybrid AI & Analytics for Banking

Atom Bank; Newcastle upon Tyne; Hybrid; GBP 33,750 - 38,813; Full time

Benefits offered by this job

4-day work week

Hybrid Newcastle

Discretionary cash bonus

Pension scheme

All About Me fund

22.5 days leave + public holidays

Private medical insurance

Health cash plan

Life insurance

Electric Vehicle scheme

Job summary

Atom Bank in Newcastle upon Tyne is seeking a data scientist/analyst to join the AI & Data Science team. You will build, refine and monitor predictive, behavioural, and simulation models that shape pricing, marketing, product optimisation and fraud detection.

You’ll work with Python and SQL to pull data, use AI tools like GitHub Copilot or Claude, and translate complex findings into actionable insights for technical and non-technical stakeholders across the bank.

Qualifications

• A degree in a numerate discipline (e.g., Maths, Statistics, Economics, or similar) or comparable experience.
• Practical experience using Python for Data Science, data manipulation packages (like pandas), and SQL for data retrieval.
• A good understanding of core machine learning techniques (e.g. neural networks, regression, SVMs, decision trees/random forests) and basic statistical concepts like A/B testing.
• Experience using AI tools (e.g., GitHub Copilot, Codex, Claude) to write code and documentation efficiently, plus familiarity with data privacy standards like GDPR.
• Excellent communication skills to present to both technical and non-technical stakeholders, combined with a self-starter attitude and a desire to learn.

Responsibilities

• Developing and implementing predictive, behavioural, and simulation models, customer segmentation strategies, and optimisation algorithms to drive pricing decisions and quantify operational risks.
• Delivering end-user solutions and interactive tools that allow internal stakeholders to run “what-if” scenario analyses and explore data trends.
• Building ad-hoc reports and automating regularly scheduled, repeatable data workflows using CI/CD pipelines and cloud-run processes.
• Monitoring and maintaining models over time so they remain accurate, effective, and fully compliant with regulatory requirements (such as GDPR).
• Conducting hypothesis testing, exploratory data analysis, and supporting high-profile strategic initiatives across the Transformation Office to deliver tangible business value.
• Providing constructive challenge and peer reviews for models and analyses built by fellow team members to ensure technical rigor.

Skills

Python

SQL

Pandas

Machine learning techniques

Communication

Education

Numerate degree or equivalent

Tools

GitHub Copilot

Claude

Job description

Atom Bank in Newcastle upon Tyne is seeking a data scientist/analyst to join the AI & Data Science team. You will build, refine and monitor predictive, behavioural, and simulation models that shape pricing, marketing, product optimisation and fraud detection.

You’ll work with Python and SQL to pull data, use AI tools like GitHub Copilot or Claude, and translate complex findings into actionable insights for technical and non-technical stakeholders across the bank.