Junior Credit Eligibility Analyst (Europe)

YouLend; London; On-site; GBP 30,000 - 42,000; Full time

Job summary

YouLend is seeking a Junior Credit Eligibility Analyst to support our Credit Decision team. In this role, you will ensure applications are qualified and prepared for review, while contributing to process improvements. Ideal candidates will have exceptional attention to detail, strong communication skills, and a knack for data analysis. Join us in a dynamic, award-winning fintech environment in Central London.

Benefits

Stock Options

Private Medical insurance

Enhanced Maternity and Paternity Leave

Free Gym

Subsidised Lunch

Monthly in office Masseuse

Qualifications

• Strong attention to detail and ability to work with numbers.
• Communication skills for liaising with teams.
• Ability to solve discrepancies and meet targets.

Responsibilities

• Prepare deals for the Credit Decision team to ensure seamless processing.
• Collaborate with Sales and Credit Decision teams to resolve discrepancies.
• Contribute ideas for process improvement and conduct team training.

Skills

Attention to detail

Communication skills

Data analysis

Tools

CRM systems

Job description

About Us

YouLend is the preferred global embedded financing platform for many of the world’s leading e-commerce sites, tech companies and payment services providers such as Amazon, eBay, Shopify, Mollie, Dojo, Paysafe, Just Eat Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US.

We believe that the future of financial services will be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future.

The Role:

As the first part of the journey in our production line, this role is crucial to EuroLend’s strategic goals and ambitions.

As a Junior Credit Eligibility analyst, you will be using YouLend guidelines to qualify and prepare applications before they are underwritten by our Credit Decision team.

Contributing ideas to improve the ongoing processes, validating the accuracy and completeness of information received for each deal and liaising with the Credit Decisions and Sales teams to ensure the success of every deal!

• Prepare deals to ensure a seamless decision-making process for the Credit Decision team

• Ability to solve any discrepancies by collaborating with the Sales and Credit Decision teams
• Have excellent attention to detail and be confident working with numbers and data
• Meet targets, SLAs and contribute to the team KPIs
• Develop and conduct team training sessions where applicable
• Strong communication skills and understanding of CRM systems

Desirable but not essential:

• Dutch speaking

Salary: £30,000 + up to £1,000 quarterly bonus.

Why join YouLend?

• Award-Winning Workplace:YouLend has been recognised as one of the “Best Places to Work 2025" by the Sunday Times for being a supportive, diverse, and rewarding workplace.
• Award-Winning Fintech: YouLend has been recognised as a “Top 250 Fintech Worldwide” company by CNBC.

We offer a comprehensive benefits package that includes:

• Stock Options
• Private Medical insurance via Vitality
• EAP with Health Assured
• Enhanced Maternity and Paternity Leave
• Modern and sophisticated office space in Central London
• Free Gym in office building in Holborn
• Subsidised Lunch via Feedr
• Deliveroo Allowance if working late in office
• Monthly in office Masseuse
• Team and Company Socials
• Football Power League / Squash Club

At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.