Junior Credit Analyst

Yu Energy; Leicester; On-site; GBP 30,000 - 33,000; Full time

Job summary

A leading energy provider in Leicester is looking for a motivated Junior Credit Analyst to join their Commercial Team. You will be responsible for assessing credit worthiness, developing credit reporting, and providing analytical insights. Ideal candidates should have strong problem-solving skills, experience with data visualization tools, and excellent communication abilities. This role offers competitive compensation and numerous employee benefits including annual leave and development opportunities.

Benefits

24 days annual leave + bank holidays

Holiday buy – up to 5 additional days

Day off on your birthday

Employee Assistance Programme

Annual salary review

Learning and development opportunities

Enhanced paternity, maternity and adoption policies

Long service recognition

Qualifications

• Experience in analytical roles particularly in credit analysis.
• Proficiency in advanced Excel and SQL.
• Experience with data visualization tools preferred.

Responsibilities

• Assess credit worthiness of business-energy customer applications.
• Develop meaningful credit reporting and insights.
• Build relationships across departments to enhance collaboration.

Skills

Analytical thinking

Advanced Excel

SQL

Data visualization (Power BI)

Problem solving

Communication skills

Organizational skills

Teamwork

Self-motivation

Job description

Overview

Department: YUR - 2035 - Commercial

Location: Leicester

Compensation: £30,000 - £33,000 / year

Reports to: Commercial Risk Manager

Working hours: Monday to Friday, 37.5 hours a week

Description

We’re looking for an insightful and motivated junior credit analyst to join our growing Commercial Team.

You’ll be part of an experienced Commercial Team responsible for providing credit-risk insight & analysis to support wider business objectives. In addition to this you will be responsible to develop meaningful credit reporting and create insights that support commercial credit risk decision making.

Responsibilities

• Assessing credit worthiness of business-energy customer applications
• Putting forward mitigations to reduce Yu Energy’s risk exposure
• Reviewing Credit Reports, financial statements, profit & loss and Balance sheets
• Assisting stakeholders with Queries / Support – managing an inbox and escalations
• Building and creation of insight, MI and data-driven reporting – including visuals, reports etc
• Support the Commercial Risk Manager to instil further governance around credit risk
• Actively build relationships cross departmentally, to enhance working relations
• Own & lead certain work initiatives, by driving & facilitating data-led insight & gaining approval for additional activity that may drive commercial benefits

What We Need From Yü

• Analytical - Excellent problem solving, strategic thinking and analytical skills
• Advanced Excel, SQL and experience of data Visualisation tools (i.e. Power BI) preferred
• Inquisitive – Being able to seek out information and not just accepting the first response
• Organised – Fantastic organisational skills
• Knowledgeable – Being able to use Excel to a high level to find patterns
• Confident - Would need confidence to report and challenge gaps found
• Team Player - You enjoy working closely with a team
• Great communicator – you have first-rate communication and interpersonal skills
• Self-Motivated – You are naturally motivated to deliver & give 100% in everything you do

Yü Come First

We have a wide range of benefits for our employees including:

• 24 days annual leave + bank holidays
• Holiday buy – up to 5 additional days
• Day off on your birthday
• Employee Assistance Programme
• Annual salary review
• Learning and development opportunities
• Enhanced paternity, maternity and adoption policies
• Yü made a difference Awards
• 3 days additional annual leave if you get married/civil partnership etc.
• Appointment allowance
• Long service recognition
• Refer a friend payment
• Company sick pay (subject to length of service)
• New modern facilities
• Death in service and critical illness cover
• Plus, many more

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