Investment Risk Analyst - Liquidity Risk

M&G; Stirling; On-site; GBP 45,000 - 60,000; Full time

Job summary

A leading investment and savings firm in Stirling is seeking an experienced Investment Risk Analyst to manage liquidity risks and develop risk models. The ideal candidate will have strong experience in financial markets and quantitative finance, along with coding skills in Python and SQL. The role emphasizes collaboration with technology teams to enhance liquidity risk management frameworks. Flexible working arrangements are available.

Qualifications

• Proven experience in model development and validation, particularly in liquidity or investment risk.
• Ability to work with technology teams to implement models and tools.
• Solid understanding of financial markets and portfolio management.

Responsibilities

• Oversee liquidity risk across funds, ensuring compliance with regulatory expectations.
• Produce insightful analysis on portfolio liquidity risk.
• Lead the development and validation of liquidity risk models.

Skills

Model development and validation

Collaboration with technology teams

Quantitative finance knowledge

Experience coding in Python

Strong quantitative numeracy

Education

Background in asset management or related field

Tools

SQL

Power BI

Job description

At M&G our purpose is to give everyone real confidence to put their money to work. As an international savings and investments business with roots stretching back more than 170 years, we offer a range of financial products and services through Asset Management, Life and Wealth. All three operating segments work together to deliver attractive financial outcomes for our clients, and superior shareholder returns.

Through our behaviours of telling it like it is, owning it now, and moving it forward together with care and integrity; we are creating an exceptional place to work for exceptional talent.

We will consider flexible working arrangements for any of our roles and also offer work place accommodations to ensure you have what you need to effectively deliver in your role.

The Investment Risk Analyst - Liquidity Risk reports to the Head of Investment Risk. The role will involve working closely with the Investment Risk team and other relevant departments to identify, assess, and manage liquidity risks for M&G's funds and mandates across all asset classes, public and private markets.

The role holder will conduct liquidity risk assessments, support senior analysts in advising on risk mitigation strategies, and monitor and report on liquidity risk exposures to ensure compliance with regulatory requirements, including ESMA guidelines.

Key responsibilities include developing, validating, and maintaining liquidity risk models; collaborating with technology teams to specify business requirements and lead user acceptance testing for model implementation; and delivering insightful analysis to support investment decision-making and enhance the firm’s liquidity risk management framework.

Key Responsibilities

• Provide oversight of liquidity risk across funds, ensuring compliance with internal policies and external regulatory expectations, including ESMA guidelines on liquidity stress testing and fund management
• Producing insightful analysis on portfolio liquidity risk for discussion with fund managers across a range of products and investment strategies.
• Preparing presentations for internal committees (Investment Performance and Risk, and the Liquidity Management Sub-Committee) to flag issues for noting or of concern.
• Lead the development, enhancement, and validation of liquidity risk models, ensuring robustness, transparency, and alignment with regulatory and internal standards.
• Collaborate closely with the Technology team to progress model implementation through the full software development lifecycle (SDLC), including: defining and documenting business requirements, participating in solution design discussions, and leading user acceptance testing (UAT) from a business perspective.
• Lead the development, enhancement, and validation of liquidity risk models, ensuring robustness, transparency, and alignment with regulatory and internal standards.
• Contribute to cross-departmental initiatives to foster collaboration with the wider investment risk team.
• Support the wider team in the production of periodic risk reports.
• Conduct independent research to uncover portfolio, market, or liquidity risk insights that can enhance the investment management process.
• Undertake ad hoc risk analysis in response to fund management dialogue or client/sales team requests

Skills, Knowledge & Experience

• Proven experience in model development and validation, particularly in the context of liquidity or investment risk. [Essential]
• Demonstrated ability to work with technology teams to implement models and tools, including writing clear and structured business requirements, participating in solution design and agile development life cycles, leading user acceptance (UAT) and ensuring business needs are met. [Essential]
• Background in asset management, quantitative finance, or a related field, with a solid understanding of financial markets, fixed income products, and portfolio management [Essential]
• Experience coding in Python, SQL, DAX and/or other relevant coding experience strongly preferred.
• Experience dealing with large data-sets and strong quantitative numeracy highly desired.
• Experience developing reports using data visualisation software such as Power BI is highly desired.

Experience Level: Experienced Colleague

Recruiter: Helen Simons

We have a diverse workforce and an inclusive culture at M&G plc, underpinned by our policies and our employee-led networks who provide networking opportunities, advice and support for the diverse communities our colleagues represent. Regardless of gender, ethnicity, age, sexual orientation, nationality, disability or long term condition, we are looking to attract, promote and retain exceptional people. We also welcome those who take part in military service and those returning from career breaks.

M&G is also proud to be a Disability Confident Leader, and we welcome applications from candidates with long-term health conditions, disabilities, or neuro-divergent conditions. Being a Disability Confident Leader means that candidates who meet the minimum criteria of a job, will be offered an interview if they opt in to the scheme when applying.

If you need assistance or an alternative means of applying for a role due to a disability or additional need, please let us know by contacting us at: [e-mail]