Hybrid Lead Credit Risk & Pricing Strategist

Admiral Group; Cardiff; Hybrid; GBP 80,000 - 110,000; Full time

Benefits offered by this job

33 days holiday

Free shares up to £3,600/year after 1年

Great Place to Work recognition

Progression opportunities

Work-life balance

Job summary

Admiral Money in Cardiff is seeking a Lead Credit Risk Analyst to drive risk pricing strategies and deliver portfolio insights. You will lead analytical workstreams, own model development (PD, fraud, death risk), and ensure governance standards while collaborating with Risk, Finance and product teams.

This hybrid role requires strong Python and SQL skills, experience with lending products (Motor Finance or unsecured lending), and the ability to mentor analysts.

Qualifications

• Experience building and validating risk models (PD, credit, fraud) using stats and ML.
• Strong Python and SQL for data extraction and modeling.
• Ability to explain analytical results to senior stakeholders.
• Experience in lending products, esp. Motor Finance or secured/unsecured lending.

Responsibilities

• Lead development and validation of risk models and monitor performance.
• Analyse portfolio performance and identify root causes of deviations.
• Set analytical standards and governance for risk pricing team.
• Advise on pricing, ROI, and portfolio interventions.
• Mentor analysts and collaborate with cross-functional teams.

Skills

Python

SQL

Risk modeling

Portfolio analysis

Stakeholder management

Tools

Power BI

Git

Nexus

Kairos

Job description

Admiral Money in Cardiff is seeking a Lead Credit Risk Analyst to drive risk pricing strategies and deliver portfolio insights. You will lead analytical workstreams, own model development (PD, fraud, death risk), and ensure governance standards while collaborating with Risk, Finance and product teams.

This hybrid role requires strong Python and SQL skills, experience with lending products (Motor Finance or unsecured lending), and the ability to mentor analysts.