Hybrid Corporate Credit Analyst: Risk & Growth

Toyota Financial Services (UK) PLC; Epsom; On-site; GBP 55,000 - 75,000; Full time

Benefits offered by this job

Hybrid working pattern

Car schemes for Toyota & Lexus

Pension scheme

25 days annual leave

Private Medical Healthcare

Job summary

Toyota Financial Services UK are looking for an experienced Corporate Credit Analyst to join us on a 12-month fixed term contract. You will support lending decisions across Fleet & Wholesale customers, as well as KINTO and the One Toyota Fleet Team.

The role combines financial analysis, underwriting judgement and stakeholder collaboration to protect the business, support customers and dealer partners, and drive continuous improvement within Corporate Credit.

Qualifications

• Previous experience of financial analysis and underwriting for corporate customers
• Ability to analyse data, identify trends and draw clear conclusions
• Good understanding of Microsoft Office products, specifically Excel, including VLOOKUPs, XLOOKUPs, pivot tables and macros
• Basic PowerPoint and Power BI skills
• Curiosity and enthusiasm for using technology and data tools to improve analysis, identify trends and support continuous improvement

Responsibilities

• Provide a high standard of financial analysis preparing credit reviews and make recommendations for lending for submission and approval by relevant authorities
• Recommend frequency of future reviews and stock audit controls through our clearly defined grading structure
• Demonstrate knowledge and understanding when reviewing and approving underwriting submissions at the appropriate authority level
• Manage the update of Management Information provided by Toyota and Lexus Centres, reviewing Management Information for early warning signals, risk indicators & adverse trends, utilising excel skills and escalating issues as appropriate
• Assist in the management of credit related and underwriting policies and procedures, ensuring they are maintained and comply with SOX, Money Laundering and GDPR requirements
• Demonstrate knowledge and understanding in matters relating to credit, financial analysis, underwriting and facility approval or financial by acting as a reference point for relevant departments and colleagues
• Assist in managing the parameters and security of Dealer funding instruments, across various product ranges including new car funding, used car funding, current account, demonstrator facilities, term loans and mortgages
• Take ownership and responsibility for ensuring performance against published service standards

Skills

Financial analysis

Underwriting

Data interpretation

Stakeholder collaboration

Communication skills

Tools

Excel

Power BI

PowerPoint

Macros / advanced Excel

Job description

Toyota Financial Services UK are looking for an experienced Corporate Credit Analyst to join us on a 12-month fixed term contract. You will support lending decisions across Fleet & Wholesale customers, as well as KINTO and the One Toyota Fleet Team.

The role combines financial analysis, underwriting judgement and stakeholder collaboration to protect the business, support customers and dealer partners, and drive continuous improvement within Corporate Credit.