Home Finance Adviser (Mortgage related products)

Gatehouse Bank plc; Wilmslow; Hybrid; GBP 35,000 - 50,000; Full time

Job summary

A financial services provider in Wilmslow is hiring a Home Finance Adviser to provide comprehensive mortgage advice to customers, combining office and remote work. Candidates should have substantial experience in mortgage advisory roles along with CeMap qualification. The role includes sourcing mortgage applications and developing customer relationships, ensuring compliance with regulatory standards.

Benefits

25 days holiday entitlement increasing with service

Pension plan

Private medical insurance

Income protection

Life assurance

Employee referral bonus

Qualifications

• Experience in Mortgage advising is essential.
• Understanding of regulatory requirements is required.
• CeMap qualification or equivalent is mandatory.

Responsibilities

• Source and progress mortgage applications to completion.
• Make suitable recommendations to the credit function.
• Generate appointment activity to achieve new business goals.
• Recommend suitable products to meet customer needs.
• Develop customer relationships for retention and growth.

Skills

Previous experience in a Mortgage advisory capacity

Experience within the specialist Mortgages sector

Detailed understanding of banking credit processes

Advanced understanding of Mortgage products

CeMap qualified or equivalent

Competent Advisor status

Job description

Overview

As Home Finance Adviser, you'll provide customers (UK/Expat/International) with a full advice and recommendation service for Home Finance working in accordance with the Bank's values, scope of service, regulatory and compliance requirements whilst maintaining excellent customer satisfaction.

Please note - the position is office based with a Hybrid Working policy with flexibility to work from home up to 3 days a week.

Key responsibilities

• To source and progress Regulated (Home Purchase Plan) and Non-Regulated (Buy to Let) home finance applications through to completion and Working within the agreed SLAs.
• The role holder is responsible for making suitable recommendations to the Bank’s credit function to enable growth of the Home Finance book in line with business strategy, whilst ensuring that all finance applications are completed within policy and criteria.
• Generate telephone appointment activity in order to achieve new business goals, tracking potential customers and following up on enquiries.
• Recommend the most suitable product, term, and payment method to suit the customer’s needs, priorities, and circumstances.
• Development of existing customer relationships to ensure business retention and growth.
• To achieve set individual targets in a variety of areas and to contribute towards the overall performance of the Commercial and Home finance business, whilst minimising the risk of losses.
• Work alongside the Home Finance BDMs.
• Provide ongoing MI, tracking lead source and outcomes.
• Ensure that market, sector, and Regulatory knowledge is continuously developed and maintained.

Senior Managers and Certification Regime

This role is in-scope of the Regulators’ Senior Manager and Certification Regime. As such the jobholder will be assessed and certified annually.

Your role as Home Finance Adviser is a certified function. You are therefore required to discharge the following governance responsibilities:

Regulatory status: Certified

Skills required

• Previous experience in a Mortgage advisory capacity ideally with broad Broker experience
• Experience within the specialist Mortgages sector.
• A detailed understanding of banking credit processes.
• Advanced understanding of Mortgage products
• CeMap qualified or equivalent.
• Hold a Competent Advisor status

About us

Founded in 2007, we are a challenger bank that operates in accordance with Shariah principles, with offices in London, Milton Keynes and Wilmslow. We offer personal and corporate savings products and finance for UK residential property, in addition to sourcing and advising on UK real estate investments.

We offer a highly attractive reward package; the typical benefits include:

• 25 days holiday entitlement increasing with service
• Pension plan
• Private medical insurance
• Income protection
• Life assurance
• Employee referral bonus

Gatehouse Bank is an equal opportunities employer and positively encourages applications from suitably qualified and eligible candidates regardless of sex, race, disability, age, sexual orientation, gender reassignment, religion or belief, marital status, or pregnancy and maternity.

Please be advised that we have an appointed recruitment partner, The Curve Group, to manage our recruitment process and give candidates the best possible experience in pursuing a career with Gatehouse Bank. The personal details you have shared with us may be processed by The Curve Group on behalf of Gatehouse Bank. Full details of their Privacy Policy can be viewed here.

Seniority level

• Mid-Senior level

Employment type

• Full-time

Job function

• Administrative and Quality Assurance
• Industries: Banking and Financial Services