HNW Mortgage & Debt Broker

Enness; London; Hybrid; GBP 50,000 - 90,000; Full time

Job summary

Enness seeks an experienced HNW Mortgage & Debt Broker to join our hybrid/remote team. This self-employed role offers significant commission potential, allowing you to work with high-net-worth individuals and leverage our extensive lender network to provide bespoke solutions. Join a prestigious brand and enjoy full flexibility while managing high-value transactions.

Benefits

Market-leading commission structure

Access to extensive lender network

No overhead costs

Flexible working arrangements

Access to complex, high-value deals

Qualifications

• Proven experience in mortgage and debt brokerage or private banking.
• Strong network of HNW/UHNW clients and intermediaries.
• Knowledge of UK and international mortgage markets.

Responsibilities

• Advise HNW and UHNW clients on mortgage and debt solutions.
• Source financing options through an extensive lender network.
• Manage the full deal cycle from onboarding to completion.

Skills

Communication

Negotiation

Entrepreneurial mindset

Education

CeMAP or equivalent qualification

Job description

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Location: UK (Hybrid/Remote)
Employment Type: Self-Employed / Commission-Based

About Enness

Enness is a market-leading brokerage specialising in high-value, complex, and cross-border finance solutions for high-net-worth (HNW) and ultra-high-net-worth (UHNW) clients. With an extensive lender network and a reputation for excellence, we provide tailored solutions across residential and commercial mortgages, private client lending, corporate finance, and specialist debt structuring.

Role Overview

We are seeking an experienced and highly motivated HNW Mortgage & Debt Broker to join our UK-based team. This is a self-employed role with a highly competitive commission structure, offering full flexibility and access to Enness’ industry-leading platform.

As part of our team, you will work with HNW and UHNW individuals, family offices, and professional intermediaries, structuring bespoke mortgage and debt solutions across the UK and internationally.

Key Responsibilities

• Advise HNW and UHNW clients on complex mortgage and debt solutions, including residential, buy-to-let, commercial, bridging, and private client lending.
• Source and structure competitive financing options through Enness’ extensive lender network, including private banks, alternative lenders, and institutional investors.
• Develop and maintain strong relationships with clients, introducers (wealth managers, solicitors, accountants), and lenders.
• Manage the full deal cycle, from client onboarding and structuring to negotiation and completion.
• Ensure compliance with UK regulations, maintaining high ethical and professional standards.
• Proactively develop business opportunities through networking and business development activities.

What We Offer

• Market-leading commission structure with uncapped earning potential.
• Full access to Enness’ lender network, compliance support, branding, and infrastructure.
• No overhead costs – leverage our platform, reputation, and resources to grow your business.
• Flexible working – operate remotely or from one of our UK offices.
• Exclusive access to complex, high-value deals that differentiate you from mainstream brokers.
• A prestigious brand that enhances your credibility and client reach.

Who We Are Looking For

• Proven experience in mortgage and debt brokerage, private banking, or specialist lending.
• Strong network of HNW/UHNW clients and professional intermediaries.
• Deep knowledge of UK and international mortgage markets, including private banking, bridging, and structured finance.
• Entrepreneurial mindset, self-motivated, and commercially driven.
• Excellent communication and negotiation skills, capable of handling high-value transactions.
• CeMAP or equivalent qualification (preferred but not essential).
• How to Apply

If you are an experienced broker looking to take your business to the next level within a highly respected and supportive platform, we would love to hear from you.

Contact us for a confidential discussion.