HNW Development Underwriter

Lawes Consulting Group; Greater London; Hybrid; GBP 60,000 - 80,000; Full time

Benefits offered by this job

Bonus scheme

Company car allowance

Pension with enhanced contributions

Private medical insurance

25 days leave + bank holidays

Study support for CII/ACII

Job summary

Lawes Consulting Group, a fast-growing MGA specialising in High Net Worth insurance solutions, is seeking an ambitious Development Underwriter to own a portfolio of broker relationships and convert new business while nurturing partnerships to build a profitable HNW book.

You will work with senior underwriters and the distribution team to shape our HNW strategy, pricing approach, and broker proposition as the business scales, in a hybrid working model with a competitive package.

Qualifications

• Proven underwriting experience within High Net Worth / Private Client insurance.
• Strong track record of developing broker relationships and driving new business growth.
• Sound technical underwriting knowledge across household, contents, valuables, and HNW covers.
• Excellent relationship-building, negotiation, and presentation skills.
• Commercially minded with ability to spot opportunity and translate it into profitable business.
• Full UK driving licence; willingness to visit brokers regularly.

Responsibilities

• Underwrite new business and renewals across a High Net Worth household portfolio within authority limits.
• Build and manage a panel of broker relationships as a trusted technical resource.
• Identify new business opportunities and drive profitable growth in allocated territory/panel.
• Conduct broker visits, training sessions, and presentations to strengthen relationships.
• Assess risk quality, pricing, terms, and conditions per guidelines.
• Monitor portfolio performance and provide MI to support decision-making.
• Support development of new products, wordings, and pricing with senior colleagues.
• Ensure compliance with regulatory requirements and internal governance.

Skills

Underwriting

Broker relationships

Relationship building

Negotiation

Presentation skills

Education

CII qualifications

Job description

HNW Development Underwriter

Location: Flexible / Hybrid | Salary: Up to £80,000 + Benefits | Type: Full-Time, Permanent

About Us

We are a fast-growing Managing General Agent (MGA) specialising in High Net Worth insurance solutions. Backed by leading capacity partners, we combine underwriting expertise with a genuinely entrepreneurial culture, giving our people real ownership over how the business grows. As we continue to expand our HNW proposition, we're looking for an ambitious Development Underwriter to help drive that growth forward.

The Role

This is a fantastic opportunity for a talented underwriter to step into a development-focused role at the heart of our High Net Worth division. You'll take ownership of a portfolio of broker relationships, identifying and converting new business opportunities while nurturing existing partnerships to build a profitable, sustainable book of HNW business.

You’ll work closely with senior underwriters and the wider distribution team, playing a key role in shaping our HNW strategy, pricing approach, and broker proposition as the business scales.

Key Responsibilities

• Underwrite new business and renewals across a High Net Worth household portfolio, exercising sound technical judgement within agreed authority limits
• Build, develop, and manage a panel of broker relationships, acting as a trusted point of contact and technical resource
• Proactively identify new business opportunities and drive profitable growth across your allocated territory or panel
• Conduct broker visits, training sessions, and presentations to strengthen relationships and promote the HNW proposition
• Assess risk quality, pricing, terms, and conditions in line with underwriting appetite and referral guidelines
• Monitor portfolio performance, providing MI and insight to support strategic decision-making
• Support the development of new products, wordings, and pricing initiatives alongside senior underwriting colleagues
• Ensure full compliance with regulatory requirements, underwriting standards, and internal governance

What We're Looking For

• Proven underwriting experience within High Net Worth / Private Client insurance, gained within an MGA, insurer, or broker environment
• A strong track record of developing broker relationships and driving new business growth
• Sound technical underwriting knowledge across household, contents, valuables, and associated HNW covers
• Excellent relationship-building, negotiation, and presentation skills
• Commercially minded, with the ability to spot opportunity and translate it into profitable business
• CII qualifications (or working towards) are desirable but not essential
• A full UK driving licence, as the role will involve regular broker visits

What's On Offer

• Salary up to £80,000, depending on experience
• Performance-related bonus scheme
• Company car allowance / travel expenses for broker visits
• Pension scheme with enhanced employer contributions
• Private medical insurance
• 25 days annual leave + bank holidays, rising with service
• Study support towards CII / ACII qualifications
• Genuine autonomy and a real say in shaping the future of our HNW proposition
• Hybrid and flexible working arrangements