High Net Worth Underwriter

Vitality Corporate Services Limited; Greater London; Hybride; GBP 60 000 - 110 000; Plein temps

Avantages offerts par ce poste

Bonus Schemes

Pension matching up to 6%

Vitality health insurance

Life Assurance

Résumé du poste

VitalityLife is seeking a senior life underwriter to shape and advance our High Net Worth proposition. You will assess complex cases with precision, act as a trusted partner to brokers and advisers, and collaborate with reinsurers to secure placements.

As a senior team member, you will mentor others, champion continuous improvement, and help evolve our market-leading underwriting delivery with credible expertise.

Qualifications

• Strong foundation in life underwriting across complex cases.
• Experience building relationships with advisers, brokers and reinsurers.
• Ability to mentor others and drive continuous improvement.
• Solutions-focused mindset for risk assessment and decision making.
• Excellent communication and cross-team collaboration.

Responsabilités

• Underwrite complex High Net Worth cases to high financial and medical standards.
• Guide large cases through underwriting journeys with brokers and advisers.
• Collaborate with reinsurers to place business and maintain relationships.
• Work with sales teams to develop tailored underwriting solutions.
• Educate and upskill internal teams on HNW underwriting processes.
• Mentor less experienced underwriters and contribute to a high-performing team.
• Identify opportunities to evolve the HNW underwriting proposition.

Connaissances

Expert in Life Underwriting

Stakeholder influence

Strategic problem solver

Outils

Microsoft Office

Description du poste

About The RoleTeam –

Life Underwriting & ClaimsWorking Pattern -

Remote/Home based or any of our Vitality offices (London, Bournemouth or Stockport). Full time, 37.5 hours per week. We are happy to discuss flexible working!

Top 3 skills needed for this role:

• Expert in Life Underwriting
• Stakeholder Influence & Relationship Building
• Strategic Problem Solver

What this role is all about:

VitalityLife is looking for a standout life underwriter to play a key role in shaping and advancing our High Net Worth (HNW) proposition, strengthening our reputation for underwriting excellence and innovation. In this high-profile opportunity, you'll bring your life underwriting expertise to assess complex cases with confidence and precision, delivering exceptional financial and medical outcomes while acting as a trusted partner to brokers and advisers to keep major cases moving. You'll work closely with reinsurers to secure successful placements, collaborate with sales teams to design tailored financial solutions, and share your knowledge across the business to build understanding of HNW underwriting. While experience in high net worth is advantageous, what's most important is a strong foundation in life underwriting, so if you've built solid experience and are ready to step into a more specialised space, we'd love to hear from you. As a senior member of the team, you'll also support and develop others, champion continuous improvement, and help evolve our proposition so VitalityLife continues to lead the market with credibility, expertise and forward-thinking delivery.

Key Actions

• Underwrite complex High Net Worth (HNW) cases to the highest financial and medical standards, ensuring accuracy, quality, and excellent client outcomes.
• Partner closely with brokers and advisers to guide large cases smoothly through the underwriting journey, offering clarity, confidence, and expert support.
• Collaborate with reinsurers to secure successful placement of business and maintain strong, credible working relationships.
• Work with sales teams to develop tailored financial underwriting solutions for key clients and unique case requirements.
• Educate and upskill internal sales teams on the HNW underwriting process to ensure consistency, understanding, and strong case management.
• Mentor and support less experienced underwriters, contributing to a high-performing and collaborative underwriting function.
• Identify opportunities to enhance and evolve the HNW underwriting proposition, helping shape a market-leading offering.

What do you need to thrive?

• Extensive experience life underwriting
• The confidence and credibility to build strong relationships with advisers, brokers, and reinsurers.
• A solutions-focused mindset with the ability to tackle complex problems and think creatively about risk.
• Strong communication and influencing skills, able to guide stakeholders through challenging decisions or cases.
• Proven ability to mentor others and contribute to a culture of continuous learning and development.
• Comfort working independently and making informed decisions, while also collaborating effectively across teams.
• Solid working knowledge of Microsoft Office and the organisational skills required to manage high-value cases with precision.

So, what's in it for you?

• Bonus Schemes – A bonus that regularly rewards you for your performance
• A pension of up to 12%– We will match your contributions up to 6% of your salary
• Our award-winning Vitality health insurance – With its own set of rewards and benefits
• Life Assurance – Four times annual salary

These are just some of the many perks that we offer! To view the extensive range of benefits we offer, please visit our careers page.

Fantastic Benefits. Exciting rewards. Great career opportunities!

If you are successful in your application and join us at Vitality, this is our promise to you, w

e will:

Help you to be the healthiest you've ever beenCreate an environment that embraces you as you are and enables you to be your best selfGive you flexibility on how, where and when you workHelp you advance your career by playing you to your strengthsGive you the voice to help our business grow and make Vitality a great place to beGive you the space to try, fail and learnProvide a healthy balance of challenge and supportRecognise and

reward

you with a competitive salary and amazing benefitsBe there for you when you need usProvide opportunities for you to be a force for good in societyWe commit to all these things because we want you to feel that you belong, and are supported to be happy and healthy.

About The Company

We're incredibly proud to be recognised for the culture we've created — recently being named one of

Glassdoor's Best Places to Work 2026 , and in 2024 we were delighted to be awarded

Top 10 Places to Work in the Sunday Times Awards.

Vitality is a multi-award-winning UK insurance brand, here to make the world a healthier, happier place.

We've been a purpose and values-driven business from day 1- long before it became fashionable. Our core purpose is to make people healthier and enhance protect their lives. Vitality pioneered shared-value insurance. We incentivise people to live healthier longer lives – they benefit, our business benefits, and society benefits. We're successful because we attract, develop, and retain the best people – and because we care.

Plus, you get to join our 1.7+ million members with access to our unique health insurance and healthy living programme. Just to make sure you know our products inside and out.

Ready to find out if we're the right fit for you? We can't wait.

Diversity & Inclusion

At Vitality, we're committed to diversity and inclusion because it's good for our employees, for our business, and for society. We welcome applications from individuals of all backgrounds, experiences, and perspectives.

Vitality's approach to sustainability

Vitality is a business that drives positive change. We reward people for making and sustaining healthier choices. But healthy people also need a healthy environment. To learn more please visit our Careers page. #LI-HybridIf we are fortunate in receiving a high volume of quality applications we may need to close this vacancy early.