Head of Treasury

Team Railsr; London; Hybrid; GBP 100,000 - 150,000; Full time

Job summary

A leading embedded finance platform is looking for a Head of Treasury to manage funds, optimize cash management, and comply with regulations. The role includes cash monitoring, risk management, and working closely with senior management on financial strategies. This is an exciting opportunity to join a dynamic company committed to innovation and growth.

Benefits

Competitive remuneration package with generous benefits

Opportunity to earn equity

Flexible, hybrid working environment

Qualifications

• Several years experience in a payments function in a FinTech, Bank, or Asset Management Company.
• Full understanding of currencies management, trading, and FX exposure.
• Working knowledge of the FCA's safeguarding or CASS requirements.

Responsibilities

• Monitor daily cash flow and liquidity positions.
• Develop and implement investment strategies for safeguarded cash funds.
• Identify and mitigate financial risks related to currency, interest rates, and credit.

Skills

Communication

Analytical Skills

Attention to Detail

Change Management

Job description

Head of Treasury

About Railsr

Railsr is a leading embedded finance experience platform that enables any business to prototype, build and scale financial products. Our vision is to make finance an amazing experience for consumers and companies globally, working alongside brands and fintechs to power innovation. This is an exciting space and Railsr had one of the first digitally-native products in the FinTech platform space.

Following a period of rapid growth, followed by consolidation, Railsr is returning to growth once again and looking to develop our product capabilities and expand our customer base. It's an exciting time and the potential for any brand to use Railsr to power and deliver their customers' financial experiences is enormous. Building on the successful acquisition led by a consortium of investors last month, we have exciting plans for consolidation and future growth.

The Opportunity

Building on the high growth and success that Equals-Railsr Group has experienced, we have exciting plans for further expansion.

You will be a key member of the Group Finance team, reporting into the CFO.

The Head of Treasury's prime responsibility will be to effectively manage both safeguarded and corporate funds, maximising interest income, carrying out detailed cash scenario models including the review and oversight of the daily safeguarding reconciliations.

The role will also have responsibility for ensuring that Treasury comply with legal, regulatory policy and both internal and external reporting requirements, as well as having responsibility for Treasury Management Systems.

Treasury operations oversee the management of internal and external cash flows (physical and non-physical).

Your Responsibilities:

• Cash Management
  • Monitor daily cash flow and liquidity positions
  • Manage banking relationship and optimise cash management system
  • Evaluate and streamline the current structure of bank accounts, analyse and propose the most efficient use of Liquidity Providers
  • Maximise interest revenue from safeguarded and corporate funds
  • Evaluate and propose for implementation treasury management system
• Finance and investment
  • Develop and implement investment strategies for safeguarded and segregated cash funds (£1B plus), in line with the FCA rules and regulations
  • Analyse investment opportunities and recommend appropriate actions
• Risk Management
  • Identify, assess and mitigate financial risks related to currency, interest rates and credit.
  • Implement hedging strategies and monitor their effectiveness.
  • Work closely with the Dealing team on strengthening policies and controls relating to margin management, liquidity and credit risks.
• Reporting and Compliance
  • Ensure accurate and timely reporting of cash positions and treasury activities.
  • Oversee compliance with financial regulators and internal policies.
• Strategy Development
  • Collaborate with senior management to develop financial strategies that support business objectives.
  • Provide insights and forecasts on cash-flow trends to aid decision making.
• Team Leadership
  • Lead, strengthen and mentor the treasury team, fostering professional development and operational excellence.

Your Profile

Attitude & Behaviours

• Excellent Communicator. Beyond knowing what to say and how to say it, you communicate effectively across the experience / management spectrum, can 'translate' between technical and non-technical teams, and can empathetically communicate a customer's pain to internal Railsbank teams.
• Technical. Several years experience in a payments function in a FinTech, Bank,Asset Management Company, or Audit/Consulting Firm.
• Passionate. You are passionate about helping your customers maximise the benefits of Railsbank and understand the importance of success to the account and the individual.
• Energetic and Creative. Energy and enthusiasm are your hallmarks; you love the creative process and think outside-the-box, wowing people with your interesting angles and quality work.
• Resilient. You're able to withstand and recover quickly from difficult situations.
• Market aware. Good knowledge of today's major financial services, open banking and payments technologies, players and major up-and-coming trends.
• Adaptable. Dynamic approach adapting to changing requirements with the ability to manage multiple opportunities concurrently.

Skills & Experience

• Full understanding of currencies management, currencies trading and FX exposure
• Working knowledge of the FCA's safeguarding or CASS requirements.
• Excellent communication and analytical skills
• Attention to detail and proactivity essential
• Exceptional Excel skills
• Previous experience within Treasury including cash forecasting and bank reconciliations
• Global treasury exposure would be highly desirable
• Thorough approach to work
• Strong experience in change management and tools required to review and update processes

What we can offer you:

• Purpose - Help make amazing embedded finance experiences accessible to everyone and transform global financial services.
• Career - Build your career in an innovative, adventurous and inclusive environment where everyone has the opportunity to make a difference and develop their skills.
• Reward - Competitive remuneration package with generous benefits and the potential to be rewarded with equity.
• People - Work with talented, passionate and supportive people from all over the world in a flexible, hybrid environment with trust and mutual respect at its heart.

Our Values

The environment at Railsr is fast-paced, exciting, and dynamic, underpinned by a clear set of values that drive a healthy and successful culture.

• Ambition - for our company, colleagues and ourselves and the freedom and expectation to own it.
• Trust - which we give freely and expect in return.
• Curiosity - with our minds open to fresh thinking in the constant pursuit of improvement.
• Customer Obsession - ensuring that everything we do is with the customer in mind, we succeed when they succeed.

If you are eager to join a fast-paced, collaborative and inclusive company and contribute to shaping its future, this is the role for you to make a difference.

Diversity, Inclusion & Belonging

Our global team is amazing, with over 150 colleagues spread across multiple countries and more than 15 languages spoken, we empower them to bring great ideas, drive new plans and help make Railsr a fantastic place to work. We're proud of how well our diverse mix of people collaborate and are fully committed to continuing to make diversity, equity and inclusion part of everything we do.

Our flat structure encourages open communication, to ensure that all voices, opinions and ideas are heard and considered. At Railsr we're all striving towards a common goal, and are passionate about creating an inclusive and rewarding working environment where everyone can be their best self.

Railsr is an equal opportunities employer and we actively encourage all applications. Whilst we strive to ensure our recruitment process is fully accessible to all applicants, please do contact us on

[e-mail] if you would like to discuss any specific requirements.