Head of Engineering, Partner Credit Services

Careers at Tide; London; Hybrid; GBP 90,000 - 130,000; Full time

Job summary

Tide is seeking a Head of Engineering for its Partner Credit Services in London. This pivotal role involves managing engineering teams, defining architectural strategies, and developing fintech products that ensure scalability and compliance. Join a fast-growing team to shape innovation and influence strategy as Tide expands globally.

Benefits

Flexible working options

Share options

Group Life Insurance

Vitality Health Insurance

25 days holiday

3 days for L&D or volunteering

£1,000 L&D budget per year

Cycle to Work scheme

Friendly office environment with snacks

Enhanced family-friendly leave

Qualifications

• 10+ years backend engineering experience, with at least 5 years in fintech.
• Strong experience with microservices and event-driven architectures.
• Ability to define architectural direction and manage engineer teams.

Responsibilities

• Define architectural direction for Tide's Intermediated Credit product.
• Lead design and development of high-quality products with compliance.
• Manage and mentor engineering teams focusing on technical excellence.

Skills

Microservices

Event-driven architectures

Distributed systems

Technical leadership

Cloud-native development

Fault-tolerant architectures

Third-party integrations

Python

Tools

AWS

PostgreSQL

Kafka

Kubernetes

FastAPI

Flask

Flutter

Angular

React

Job description

Social network you want to login/join with:

Head of Engineering, Partner Credit Services, London

col-narrow-left

Client:

Careers at Tide

Location:

London, United Kingdom

Job Category:

Other

-

EU work permit required:

Yes

col-narrow-right

Job Reference:

e25d24d4efa0

Job Views:

6

Posted:

29.06.2025

Expiry Date:

13.08.2025

col-wide

Job Description:

Head of Engineering, Partner Credit Services

ABOUT TIDE

At Tide, we are building a business management platform designed to save small businesses time and money. We provide our members with business accounts and related banking services, along with a comprehensive set of connected administrative solutions from invoicing to accounting.

Launched in 2017, Tide is now used by over 1 million small businesses across the world and is available to UK, Indian, and German SMEs. Headquartered in central London, with offices in Sofia, Hyderabad, Delhi, Berlin, and Belgrade, Tide employs over 2,000 employees.

Tide is rapidly growing, expanding into new products and markets and always looking for passionate and driven people. Join us in our mission to empower small businesses and help them save time and money.

ABOUT THE TEAM

The Partner Credit Services domain powers Tide's Intermediated Credit product for its Members. Our mission is to provide Tide Members with appealing and competitive funding options that suit their needs, through our broad network of lender partners.

The domain consists of multiple autonomous cross-functional product engineering teams, each focused on a specific value stream. As we continue to grow our UK business and expand into new markets, we are continually enhancing our capabilities and integrating with global partners. Our teams operate in a modern microservices architecture, ensuring high availability, scalability, and resilience.

ABOUT THE ROLE

As a Head of Engineering, you will be a technical leader, playing a pivotal role in shaping the future of Tide's intermediated credit platform. Managing the Engineering Managers (EMs) within the domain, this role is focused on technical leadership, architecture, and engineering strategy.

Responsibilities include:

• Defining and driving the architectural direction for Tide's Intermediated Credit product, ensuring scalability, resilience, and compliance.
• Leading the design and development of high-quality Intermediated Credit products.
• Collaborating with cross-functional teams (Product, Compliance, Business) to enhance Tide's credit offerings.
• Integrating with third-party providers.
• This is a technically hands-on role involving direct involvement in architecture, providing technical guidance, and ensuring best practices in software engineering, security, and system design.
• Managing and mentoring engineers, fostering a culture of technical excellence and continuous learning.

This role offers the opportunity to influence the entire Intermediated Credit portfolio, drive innovation, and shape strategy as we scale globally.

WHAT WE ARE LOOKING FOR

We seek a highly technical and strategic engineering leader with deep expertise in fintech and distributed architectures, preferably with a background in Credit platforms.

• 10+ years of backend engineering experience, with at least 5 years in fintech.
• Strong experience with microservices, event-driven architectures, and distributed systems.
• Proficient in the Python ecosystem, relational databases, and modern cloud-native development, with expertise in designing scalable microservices.
• Hands-on experience designing fault-tolerant, high-availability architectures.
• Proven ability to deliver third-party integrations, including influencing providers' delivery and roadmaps.
• Ability to translate strategic goals into a clear technical roadmap and effectively communicate the 'why' behind technical decisions.

OUR TECH STACK

Our teams build loosely coupled microservices, enabling fast, autonomous development. Our architecture prioritizes scalability, security, and resilience, ensuring seamless financial transactions. We use:

• Backend: Python, FastAPI, Flask
• Databases: PostgreSQL
• Messaging: Kafka, AWS SQS/SNS
• Infrastructure: Kubernetes (EKS), AWS
• Frontend: Flutter (Mobile), Angular and React (Web)

WHAT YOU'LL GET IN RETURN

Our location-specific employee benefits are designed to cater to the unique needs of Tideans:

• Flexible working options
• Share options
• Group Life Insurance
• Vitality Health Insurance, with a proactive focus on mental and physical wellbeing
• 25 days holiday with the ability to buy extra days
• 3 days for L&D or volunteering time off per year
• Investment in your development with a £1,000 professional L&D budget per year
• Access to 'salary sacrifice' benefits such as Cycle to Work scheme and pension contribution
• Spacious new office near Old Street with an all-day snacks bar
• Enhanced family-friendly leave
• Sabbatical leave

TIDEAN WAYS OF WORKING

We champion a flexible workplace model supporting both in-person and remote work to meet our teams' needs. While remote work is supported, we value face-to-face interactions for fostering team spirit and collaboration. Our offices serve as hubs for innovation and team-building, encouraging regular in-person gatherings.

#LI-AC1 #LI-Remote

TIDE IS A PLACE FOR EVERYONE

We believe success depends on diversity. We welcome candidates from all backgrounds and experience levels, regardless of ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran status, neurodiversity, or disability. Our inclusive culture is key to building products that meet our members' diverse needs. We are committed to transparency and ensuring everyone's voice is heard.

Your personal data will be processed by Tide for recruitment purposes in accordance with Tide's Recruitment Privacy Notice. Job ID 6514310003