Head of Engineering, Cards – AI-Driven Payments Platform

Tide; United Kingdom; Hybrid; GBP 150,000 - 210,000; Full time

Benefits offered by this job

Competitive salary & equity

Generous annual leave

Parental leave

Sabbatical options

Salary sacrifice benefits

Private health insurance

Life & accident cover

Mental wellbeing resources

Retirement plan

Learning budget

Work from abroad 90 days

Home office setup

Laptop provided

Snacks & drinks

Job summary

Tide is seeking a Head of Engineering, Cards to lead the engineering organisation across the UK, EU and India, shaping the next phase of the Cards platform. With the core platform transformation largely complete, your focus will be on product and member experience, AI‑driven engineering and scalable delivery.

You will set the technical direction, develop leadership, drive reliability and cost efficiency, and own relationships with card processors and schemes.

Qualifications

• Experience leading engineering managers and large distributed teams.
• Strong experience in cards, payments or banking with understanding of card issuing and processing.
• Experience building and operating distributed engineering teams across multiple locations.
• Proven ability to improve engineering delivery, productivity and quality.
• Experience partnering with Product, Commercial and Finance leaders on business outcomes and unit economics.
• Experience managing third‑party technology providers and strategic partnerships.

Responsibilities

• Lead and develop engineering managers and senior engineers across distributed teams.
• Define the technical strategy and architecture for the Cards domain.
• Drive reliability, scalability and cost efficiency across card issuing and processing.
• Embed AI-assisted and agentic development practices across engineering teams.
• Partner with Product, Design and Commercial teams to prioritise and deliver the roadmap.
• Own technical relationships with card processors and schemes, including integrations and certifications.
• Strengthen engineering capabilities, particularly at Staff and senior IC levels.
• Collaborate with other engineering leaders across Payments on shared infrastructure.

Skills

Engineering leadership

Cards/payments domain

Distributed teams management

Engineering delivery improvement

Product collaboration

Stakeholder management

Data-driven decision making

Tools

AWS

PostgreSQL

GitHub CI/CD

Angular

Flutter

Job description

Tide is seeking a Head of Engineering, Cards to lead the engineering organisation across the UK, EU and India, shaping the next phase of the Cards platform. With the core platform transformation largely complete, your focus will be on product and member experience, AI‑driven engineering and scalable delivery.

You will set the technical direction, develop leadership, drive reliability and cost efficiency, and own relationships with card processors and schemes.