Head of Card Engineering — AI-Driven, Scalable Payments

Tide; United Kingdom; Hybrid; GBP 120,000 - 180,000; Full time

Benefits offered by this job

Competitive compensation

Generous annual leave

Parental leave

Sabbatical

Salary sacrifice benefits

Health insurance

Life insurance

Mental wellbeing

Retirement planning

Volunteering days

Learning & development

Work from abroad (90 days)

Home office setup

Laptop provided

Job summary

Tide is seeking a Head of Engineering, Cards to lead the engineering organisation across the UK, EU and India and shape the next phase of the Cards platform. With the core platform transformation largely complete, you will focus on product experiences, tokenisation, AI-assisted coding and continued cost efficiency.

You will set technical direction, develop leadership, ensure reliability and scale, and collaborate with Product, Design and Commercial teams to deliver the roadmap while

Qualifications

• Experience leading large engineering teams.
• Strong background in cards, payments or banking.
• Experience building and operating distributed engineering teams across locations.
• Proven ability to improve engineering delivery, productivity and quality.
• Experience partnering with Product, Commercial and Finance leaders on business outcomes.
• Experience managing third‑party technology providers and strategic partnerships.

Responsibilities

• Lead and develop engineering managers across distributed teams.
• Define the technical strategy and architecture for the Cards domain.
• Drive reliability, scalability and cost efficiency across card issuing and processing.
• Embed AI-assisted development practices across engineering teams.
• Partner with Product, Design and Commercial to prioritise and deliver the roadmap.
• Own technical relationships with card processors and schemes, including integrations.
• Collaborate with Payments engineering leaders on shared infrastructure.

Skills

Engineering leadership

Cards & payments

Distributed teams

Delivery improvement

Cross-functional partnership

Vendor management

AI coding agents

Tools

AWS

PostgreSQL

Microservices

Spring Boot

CI/CD (GitHub)

Flutter

Angular

SNS/SQS

Job description

Tide is seeking a Head of Engineering, Cards to lead the engineering organisation across the UK, EU and India and shape the next phase of the Cards platform. With the core platform transformation largely complete, you will focus on product experiences, tokenisation, AI-assisted coding and continued cost efficiency.

You will set technical direction, develop leadership, ensure reliability and scale, and collaborate with Product, Design and Commercial teams to deliver the roadmap while