Head of Credit Underwriting

Robert Walters; London; On-site; GBP 80,000 - 120,000; Full time

Job summary

A leading company is looking for a Head of Credit Underwriting to oversee underwriting in the Premium Finance business. The ideal candidate will have significant experience in credit approval and management within financial services. This role involves underwriting transactions, managing portfolios, and ensuring compliance with credit risk policies. Strong analytical and relationship-building skills are essential for success.

Qualifications

• Significant experience in financial services with Commercial and SME customers.
• Proven track record in credit approval and management.
• Experience leading teams.

Responsibilities

• Manage underwriting transactions and promote continuous improvement.
• Lead the underwriting service and ensure quality assurance.
• Engage with Legal for broker contracts.

Skills

Analytical skills

Written skills

Presentational skills

Relationship building

Job description

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Join to apply for the Head of Credit Underwriting role at Robert Walters

This range is provided by Robert Walters. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

Our client is seeking a seasoned Head of Underwriting to join their dynamic team. This role offers an exciting opportunity to utilise your significant credit approval experience within a financial or insurance institution. You will be responsible for underwriting transactions arising from the Premium Finance business in line with credit risk appetite and policy. Additionally, you will provide wider risk advice to the Premium Finance business including on broker contracts.

What you'll do:

As the Head of Underwriting, you will play a pivotal role in managing and overseeing all aspects of underwriting within the Premium Finance business. Your day-to-day responsibilities will include underwriting transactions, promoting a culture of continuous improvement, leading the provision of an effective underwriting service, and ensuring an effective Quality Assurance process is in place. You will also manage the Insurer and Broker portfolios, engage with Legal for timely delivery of Broker contracts, and contribute to the Shared Services Underwriting team.

• Underwrite transactions within personal delegated credit authority and make recommendations on facilities to higher approval authorities.
• Promote a culture of continuous improvement and knowledge sharing within the Bank's Underwriting Shared Services senior management team.
• Lead the provision of an effective underwriting service of customer facilities, broker facilities and insurer contingent liability risks arising in Premium Finance.
• Ensure an effective Quality Assurance process is in place which provides constructive feedback to underwriters.
• Manage the Insurer and Broker portfolios ensuring an up-to-date insurer panel is maintained.
• Engage with Legal where required to provide timely delivery of Broker contracts within credit and legal risk appetite.
• Contribute to Shared Services Underwriting team supporting underwriting across teams where required.

What you bring:

The ideal candidate for this Head of Underwriting position brings substantial experience from a financial services environment dealing with Commercial and SME customers. You have a proven track record in credit approval and management as well as leading teams. Your strong analytical, written, and presentational skills set you apart from others. Furthermore, you possess sound knowledge of banking and insurance products and services along with an understanding of security, legal, and documentation risks associated with transactions. Your ability to build good working relationships with both internal and external customers will be key to your success in this role.

• Significant experience within a financial services environment of Commercial and SME customers with a proven track record of credit approval and management.
• Good knowledge of banking and insurance products and services.
• Proven track record in leading teams.
• Sound appreciation of security, legal and documentation risks associated with transactions.
• Strong analytical, written and presentational skills.
• Ability to engage with internal and external customers and build good working relationships.
  

Robert Walters Operations Limited is an employment business and employment agency and welcomes applications from all candidates

Seniority level

• Seniority level

  Director

Employment type

• Employment type

  Full-time

Job function

• Job function

  Finance

• Industries

  Insurance

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