Head of Credit Risk- Mortgages

JR United Kingdom; Bradford; On-site; GBP 125,000 - 150,000; Full time

Job summary

A leading company is seeking an Interim Head of Credit Risk specialized in mortgages for a short-term contract in Bradford. The ideal candidate will have significant expertise in credit risk management and the ability to collaborate effectively with various stakeholders. This role requires strategic oversight, implementation of risk frameworks, and a thorough understanding of UK financial trends and regulations. Immediate start is essential for this position.

Qualifications

• Practical experience managing credit risk through the credit lifecycle.
• Strong background in mortgages is essential.
• Ability to present to Boards and regulators.

Responsibilities

• Manage credit risk through loan lifecycle for mortgages.
• Develop and implement risk management frameworks.
• Promote a positive risk culture within the team.

Skills

Credit Risk Management

Regulatory Knowledge

Portfolio Management

Stakeholder Engagement

Risk Framework Development

Job description

Social network you want to login/join with:

Head of Credit Risk- Mortgages, Bradford

Client: MERJE

Location:

Bradford, United Kingdom

Job Category:

Other

EU work permit required:

Yes

Job Views:

3

Posted:

06.06.2025

Expiry Date:

21.07.2025

Job Description:

Our client is seeking an Interim Head of Credit Risk with strong mortgages experience. This is a short-term contract role with an immediate start.

Key Requirements:

• A career history within mortgages
• Practical experience managing credit risk through the credit lifecycle
• Experience with expert and judgmental lending approaches, as well as portfolio/modelled approaches to managing credit risk
• Experience developing, implementing, and embedding risk management frameworks, collaborating with internal and external partners
• Experience enhancing management information capabilities for oversight and decision-making
• Knowledge of the regulatory environment related to credit risk and understanding of UK banking/financial trends and upcoming regulatory changes
• Experience leading continuous improvements in business-as-usual activities
• Experience presenting to Boards, Non-executive directors, or regulators
• Ability to promote a positive risk culture within teams and the organization