Head of Compliance & MLRO — FCA Licence Lead

CRS; England; On-site; GBP 70,000 - 100,000; Full time

Job summary

A leading fintech company in the United Kingdom is seeking a Head of Compliance / MLRO to lead their regulatory compliance framework. You will be responsible for ensuring adherence to FCA requirements, leading the FCA licence application process, and overseeing a robust compliance and financial crime programme. The ideal candidate will have significant experience in fintech compliance, excellent stakeholder management skills, and a strong understanding of the UK regulatory landscape.

Qualifications

• Experience in financial services compliance and regulatory frameworks.
• Ability to lead FCA authorisation processes effectively.
• Strong stakeholder interaction capabilities.

Responsibilities

• Lead the FCA authorisation/licence application process.
• Develop and maintain a comprehensive compliance monitoring plan.
• Serve as SMF17 (MLRO) and SMF16 (Compliance Oversight).
• Oversee AML/CTF framework and compliance training.
• Promote a strong compliance culture across the organisation.

Skills

Experience in fintech / payments / lending / wealth management

Proven experience as Head of Compliance, MLRO, or senior compliance manager

Leading FCA authorisation/licensing applications

Strong understanding of FCA rules and the UK regulatory landscape

In-depth knowledge of AML/CTF frameworks and the Money Laundering Regulations

Experience under the Senior Managers & Certification Regime (SM&CR)

Excellent stakeholder-management skills

Exceptional written skills for drafting policies and FCA documents

Job description

A leading fintech company in the United Kingdom is seeking a Head of Compliance / MLRO to lead their regulatory compliance framework. You will be responsible for ensuring adherence to FCA requirements, leading the FCA licence application process, and overseeing a robust compliance and financial crime programme. The ideal candidate will have significant experience in fintech compliance, excellent stakeholder management skills, and a strong understanding of the UK regulatory landscape.