Group Credit Manager

JR United Kingdom; Belfast; On-site; GBP 50,000 - 70,000; Full time

Job summary

A leading company is seeking a Group Credit Manager for their Head Office. This key role will lead Credit Control for a group of companies, overseeing risk management, implementing policies, and leading a team to success whilst ensuring efficient departmental protocols.

Benefits

Profit Share Bonus

Private Medical Insurance

Company pension scheme via Salary Sacrifice

23 days’ paid holiday + 8 Bank Holidays

Life Assurance Scheme

Health Cash Plan – Salary Sacrifice

Company workwear/PPE

Employee Assistance Programme

Qualifications

• Prior experience in a credit control team required.
• Self-motivated and driven individuals sought.
• Ability to liaise with internal and external stakeholders.

Responsibilities

• Lead contact with Credit Insurers and monitor insured limits.
• Organize and lead monthly meetings with senior management.
• Oversee the Credit Control Department and manage the team.

Skills

Financial Understanding

Problem Solving

Team Leadership

Communication

Job description

An exciting opportunity for a Group Credit Manager has become available at our Head Office. This challenging yet rewarding role involves leading Credit Control for our group of companies, reporting to the Finance Director. The role includes overseeing credit-related activities such as managing risk, developing and implementing credit policies, and managing the team. This is an office-based position at our Head Office in Shirley, near the M42.

The successful candidate will:

• Have prior experience working within a busy credit control team,
• Have strong financial understanding,
• Possess problem-solving skills,
• Be confident in leading a team,
• Be self-motivated and driven,
• Have excellent communication skills to liaise with internal and external stakeholders, ensuring the success of the company's credit function.

Key responsibilities include:

• Being the lead contact with Credit Insurers, monitoring insured limits, submitting claims, and assisting in renewal negotiations,
• Organizing and leading monthly meetings with senior management,
• Providing management information to highlight bad debts, debtor days, collections, and other reports,
• Managing cash collection for all group companies,
• Ensuring departmental systems and protocols are efficient and enforced,
• Overseeing the Credit Control Department and managing the team proactively,
• Processing all credit applications and PODs,
• Making major or sensitive credit decisions,
• Controlling credit limits,
• Managing litigation, insolvency practitioners, and pursuing claims,
• Setting credit policies to meet goals and managing credit notes,
• Assessing risks for existing accounts and new credit applicants,
• Maintaining relationships with Credit Control, senior management, and other departments,
• Reviewing Terms and Conditions for sales,
• Visiting customers and company sites as needed.

Benefits include:

• Profit Share Bonus (dependent on company performance),
• Private Medical Insurance,
• Company pension scheme via Salary Sacrifice,
• 23 days’ paid holiday + 8 Bank Holidays, increasing with service,
• Life Assurance Scheme,
• Health Cash Plan – Salary Sacrifice,
• Company workwear/PPE,
• Employee Assistance Programme.

About Us

With over a century of experience, we are one of the UK’s largest independent builders’ merchants, with branches across the Midlands and South-East. We supply a wide range of building materials and offer expert advice to a diverse customer base, ensuring reliable delivery and customer satisfaction.

We are committed to our people and communities, donating a portion of profits annually to the EH Smith Charitable Trust to support local charities and organizations making a difference.

Our People

We foster a people-first culture that values and supports our colleagues’ well-being and growth. We invest in development opportunities and promote an inclusive environment where everyone can thrive.