Group Credit Manager

JR United Kingdom; Aberdeen City; On-site; GBP 40,000 - 60,000; Full time

Job summary

A leading builders' merchant seeks a Group Credit Manager to oversee credit control activities and manage a busy team. This office-based role is crucial for risk management and the implementation of credit policies, requiring strong leadership and financial skills. Benefits include a profit share bonus and private medical insurance.

Benefits

Profit share bonus

Private medical insurance

Pension scheme

Paid holidays

Life assurance

Health cash plan

Workwear

Employee assistance programs

Qualifications

• Prior experience in a busy credit control team required.
• Strong financial understanding essential.
• Excellent communication skills needed.

Responsibilities

• Lead Credit Control activities and manage the team.
• Act as the main contact with Credit Insurers.
• Provide management information on debt status and collections.

Skills

Problem Solving

Leadership

Communication

Financial Understanding

Self-motivation

Job description

An exciting opportunity for a Group Credit Manager has become available at our Head Office. This challenging yet rewarding role involves leading Credit Control for our group of companies, reporting to the Finance Director. The role requires overseeing credit-related activities such as risk management, developing and implementing credit policies, and managing the team. This is an office-based role at our Head Office in Shirley, near the M42.

The successful candidate will:

• Have prior experience working within a busy credit control team,
• Have strong financial understanding,
• Possess problem-solving skills,
• Be confident in leading a team,
• Be self-motivated and driven,
• Have excellent communication skills, as the role involves liaising with internal and external stakeholders to ensure the success of the credit function.

Key responsibilities include:

• Act as the main contact with Credit Insurers, monitoring insured limits, submitting claims, and assisting in renewal negotiations,
• Organise and lead monthly meetings with senior management,
• Provide management information on debt status, debtor days, collections, and other reports,
• Manage cash collection for all group companies,
• Ensure departmental systems and protocols are effective and enforced,
• Oversee the Credit Control Department and manage the team proactively,
• Handle credit applications and related documentation,
• Make major or sensitive credit decisions,
• Control credit limits,
• Manage litigation and claims with insolvency practitioners,
• Set and manage credit policies to meet company goals,
• Conduct risk assessments for existing and new credit applicants,
• Maintain strong relationships with stakeholders,
• Review sales Terms and Conditions prior to approval,
• Visit customers and company sites as needed.

Benefits include profit share bonus, private medical insurance, pension scheme, paid holidays, life assurance, health cash plan, workwear, and employee assistance programs.

About Us

With over a century of experience, we are one of the UK’s largest independent builders’ merchants, with branches across Midlands and South-East. We supply building materials and offer expert advice to a diverse customer base, ensuring reliable delivery and customer satisfaction. We are committed to community support through charitable donations and fostering a caring, respectful, and supportive workplace culture, investing in our colleagues’ growth and well-being.