Graduate Accounts Assistant

DF Capital; Manchester; On-site; GBP 24,000 - 32,000; Full time

Benefits offered by this job

Private medical insurance

10% employer pension contribution

30-day annual leave entitlement plus銀行

Gym membership

Discretionary annual bonus

Discretionary share awards

Life Assurance

Income Protection

Save As You Earn share acquisition

Cycle to work scheme

4 days volunteering leave

Job summary

DF Capital in Manchester is seeking a proactive graduate to start their accountancy career within the Finance Team of DF Capital Bank, a growing bank in Manchester city centre. Reporting mainly to the Financial Controller, the role offers exposure to FP&A, treasury and regulatory reporting, with comprehensive training, mentoring and opportunities to drive process improvements.

You will assist with accounts payable, reconciliations, year-end reporting and cross‑department projects, building solid

Qualifications

• Graduate in Accounting, Finance or Mathematics with strong numeracy and attention to detail.
• Excellent attention to detail and proactive problem-solving.
• Teamwork, communication and organisational skills are essential.
• Basic Microsoft Excel skills are required.
• Experience with AI or automation tools is desirable.

Responsibilities

• Manage accounts payable including supplier invoices and payments.
• Handle cash transfer process between company bank accounts.
• Prepare bank reconciliations and other balance sheet reconciliations.
• Reconcile lending and deposit portfolios for month-end reporting.
• Support interim and year-end reporting, audits and queries.
• Assist with cost centre and project spend reporting.
• Assist with periodic controls testing and process improvements.
• Update process notes and SOPs.

Skills

Attention to detail

Teamwork

Communication

Planning & organisation

Numeracy

Excel basics

Problem solving

Education

Accounting/Finance/Mathematics degree

Tools

Excel

AI / automation tools

Job description

We're DF Capital - a specialist bank providing award-winning commercial finance, retail finance, and savings products to consumers and small businesses.

Based in Manchester, we serve thousands of customers across the UK and into Europe, supporting their ambitions with tailored financial solutions.

We help our customers realise their ambitions by doing things differently - combining the agility and innovation of a specialist lender with the security and service standards of a regulated bank. Whether it's flexible lending structures or straightforward savings options, we focus on what matters most to our customers.

In 2025, we launched DF Capital Retail Finance - a subsidiary of DF Capital Bank Limited - to offer specialist hire purchase solutions to retail customers.

Our goal is simple: to do the absolute best for our customers, our communities, and each other.

Your new role:

An excellent opportunity has arisen for a graduate to start their accountancy career in the Finance Team of DF Capital Bank, a growing bank in the heart of Manchester city centre.

Although the role will predominantly report to the Financial Controller, it will offer a wide range of finance responsibilities, giving exposure to other areas of finance including FP&A, treasury, and regulatory reporting. This role would suit a proactive, enthusiastic graduate with basic accounting understanding that is looking to gain further finance experience.

DF Capital is a specialist savings and commercial lending banking group which is growing at incredible pace. This combination means the graduate accountant will be encouraged to take on responsibilities, work on their own projects and drive process improvements. In this dynamic environment there will be opportunities to work on ad hoc tasks and collaborate on cross-department initiatives. Throughout comprehensive training, support and mentoring will be available.

Responsibilities & duties:

Other duties may be assigned outside of the following duties and responsibilities:

• Managing the accounts payable function, including booking supplier invoices, supplier payments, credit control, supplier queries
• Managing cash transfer process between company bank accounts
• Preparing bank reconciliations and other balance sheet reconciliations for multiple reporting entities
• Reconciliation of lending and deposit portfolios for month end reporting. Engaging with the Operations Team to resolve reconciliation issues
• Reconciling and managing intercompany balances between subsidiaries of the Group
• Support the interim and year-end reporting process, compiling audit evidence and resolving queries
• Assisting with cost centre and project spend reporting
• Assisting with periodic controls testing and corrective actions
• Updating process notes, SOPs and other internal documentation
• Driving improvements to existing finance processes and controls
• Opportunities to be involved in ad hoc projects with the Finance Team and wider business

Requirements

• A recent graduate (preferably in Accounting, Finance or Mathematics)
• Excellent attention to detail and proactive nature with problem-solving attitude
• Teamwork mentality and great communication skills (verbal and written)
• Strong planning, administration, and organisational skills
• High numeracy and literacy
• Basic Microsoft Excel skills
• Experience with AI, coding or other automation tools - desirable

Benefits

• Private medical insurance for you and your partner/spouse
• 10% Employer pension contribution
• 30-day annual leave entitlement plus Bank/Public Holidays
• Free Gym Membership
• Discretionary annual bonus
• Discretionary share awards
• Life Assurance
• Income Protection
• Save As You Earn company share acquisition scheme
• Tax efficient salary sacrifice scheme to obtain bicycles and electric vehicles
• 4 days of paid Volunteering leave to support our local communities