German Lending Graduate

JR United Kingdom; Slough; On-site; GBP 30,000 - 40,000; Full time

Job summary

A fast-growing fintech lender seeks a 'Lending Graduate' to join their dynamic team in London. This role offers the opportunity to conduct financial analysis, assess loans, and make underwriting decisions within a vibrant fintech environment. The ideal candidate will have a university degree in business, law, or economics, and be proficient in both English and German, ready to contribute to expanding the lending portfolio in Germany.

Benefits

Private medical insurance

Visa sponsorship available for top talent

Competitive compensation

Rapid career growth potential

Unparalleled exposure to finance veterans

Qualifications

• Ambitious and driven professional with a knowledge of the German property market.
• Good writing, analytical, and numerical skills.
• Hands-on, motivated, and proactive.

Responsibilities

• Conduct financial analysis and due diligence for lending applications.
• Prepare and issue loan offers based on analysis.
• Assist in overseeing the existing loan portfolio.

Skills

Analytical skills

Attention to detail

Communication (English and German)

Financial analysis

Organizational skills

Education

University degree in business, law or economics

Tools

Microsoft Office

Job description

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Fiduciam is an innovative, fast-growing fintech lender revolutionizing bridging and development loans. Backed by top-tier institutional investors, we're expanding rapidly across the UK, Ireland, Netherlands, Germany and Spain. Our dynamic team is on a mission to transform real estate lending, underpinned by cutting-edge technology. For our growing German business we are seeking a German ‘Lending Graduate’ to join the team in London. Learn more atwww.fiduciam.co.uk.

Why join our team?

• Join a proven fintech pioneer entering rapid expansion mode having established a successful ten-year track record;
• Partner directly with visionary founders and help shape our future;
• Accelerate your career trajectory in a high-impact role;
• Be part of an elite team, whose principals have launched multiple successful platforms across financial services, and are proven innovators;
• Earn a competitive compensation package with private medical insurance, within a privately owned company whose leaders are passionate about investing in people and infrastructure for the long term;
• Make your mark as we scale across Europe and beyond.

Your mission:

You'll be one of the driving forces behind growing our lending portfolio in Germany. You will assess loans on their merits, make underwriting decisions as to whether applications proceed to offer. You will also assist in overseeing an existing loan portfolio. You will report directly into the Head of Germany.

In this role, you will:

• Conduct financial analysis and due diligence of a wide variety of businesses in Germany;
• Analysing key items such as financial accounts, property valuations, credit searches, bank statements, and business appraisals to make informed lending decisions;
• Analysing construction/development budgets and appraisals;
• Preparing and issuing loan offers;
• Protect the company by having a good grasp of its policies, procedures and compliance guidelines and by having a good awareness of risk; and
• Play an integral part in scaling Fiduciam to multi-billion success.

About you:

• Ambitious and driven professional;
• A knowledge of the German property market;
• Highlyorganised, dedicated, and perform with attention to detail;
• A university degree in business, law or economics with solid results;
• Good writing, analytical and numerical skills;
• Hands-on, motivated and proactive;
• An excellent communicator both written and verbalin English and German;
• Eager to learn and push your boundaries in a growing company;
• Enjoy working in an international environment;
• Proficient in Microsoft Office tools;
• Eligible to work in the UK.

What's in it for you:

• Unparalleled exposure working alongside seasoned finance veterans;
• Opportunity to lead and elevate the German client-driven business;
• Competitive compensation, including private medical insurance;
• Visa sponsorship available for top talent;
• Convenietly located office in the heart of London's vibrant fintech scene; and
• Rapid career growth potential as we scale globally.

We are looking for someone with a good work ethic, plenty of enthusiasm and a personality that will fit within our diverse team. If interested, please send us your CV and cover letter to[emailprotected] .