Fraud Investigator

Jaja Finance; London; Hybrid; GBP 35,000 - 65,000; Full time

Job description

About Jaja

Jaja is a consumer finance business, launching its first product, a digital credit card, in 2018. With backing from several major Private Equity funds, Jaja has an ambitious growth strategy that includes providing consumer finance in partnership with leading consumer brands, with a number of partnerships secured alongside an exciting pipeline of opportunities.

Jaja is on a mission to redefine the consumer finance experience and liberate customers from needless complexity, wasted time, and frustration. Or as we say it, Make Simple. We will delight our customers – making the customer experience simpler, more enjoyable, more intelligent – treating customers fairly and giving them more control of their money.

Why join us?

This is a chance to make a real impact in a growing business on a mission to change the face of the consumer finance industry forever.

We have a collaborative team structure fuelled by an exciting mix of people welcoming both experienced people from the industry with both feet on the ground and tech-savvy dreamers who pave way for the new stuff. Come as you are and be yourself!

Description of the Business Unit

Jaja is a growing FinTech requiring an experienced hands-on Credit Card Fraud & Financial Crime Investigator to join their growing team of Fraud and Financial Crime Specialists.

Purpose of the Role

The Fraud & Financial Crime Investigator is responsible for monitoring and overseeing fraud prevention tasks designed to ensure Jaja is compliant, and our customers and the business are protected from risks and loss. The successful candidate will be comfortable working independently and autonomously, but with oversight from the Fraud Team Lead.

What’s the opportunity?

You will work in a dynamic fast-paced environment for a business that is shaking up the Consumer Finance industry. Working with a passionate set of colleagues who excel at delivery you will have a varied and interesting portfolio of activity that is not constrained by the status quo.

Key Accountabilities

1. Investigating complex credit card fraud and transactional cases from start to finish while championing fraud prevention
2. Investigating 3rd party fraud for both new and existing customers
3. In depth scam investigations with evidence and reasoning behind your decision
4. Up to date knowledge on current compliance and regulations
5. Close collaboration with Fraud & Financial Crime Strategy Leads through the observation of latest trends

Essential Skills And Experience

1. In-depth Credit card Fraud experience
2. Previous experience investigating complex credit card fraud and transactional fraud
3. Experience in using application and transactional fraud risk monitoring and investigations systems (e.g. Falcon, 3D Secure, Cifas, Iovation, ThreatMetrix, Emailage, ID&V, or similar)
4. Customer focused mindset

What's in it for you?

1. The chance to make a real impact in a growing start-up on a mission to change the face of the consumer finance industry forever.
2. Competitive salary
3. Remote Hybrid working model
4. Bonus scheme
5. Annual Salary Review
6. 4x life insurance cover
7. Optional private health care
8. Employee assistance program
9. Annual staff get together
10. 25 day holiday allowance plus UK bank holiday and day off on your birthday
11. Pension Contributions

Please note that this role is open to both our London and Manchester offices.