Fractional MLRO & Nominated Officer - Remote, 2-3 days/mo

Capitex; Greater London; Hybrid; GBP 138,000 - 207,000; Part time

Benefits offered by this job

No minimum term

Flexible scheduling

Multiple engagements allowed

Pre-engagement screening

Job summary

Capitex seeks an experienced financial crime professional for a fractional MLRO/nominated officer role across two FCA-registered entities. The position is remote with occasional attendance in Central London, typically two to three days per month, with flexibility for concurrent engagements.

The role focuses on oversight of KYC/AML, risk ratings, sanctions screening and governance, reporting to the board, and collaboration with external compliance advisors during the registration process.

Qualifications

• Demonstrable experience as an MLRO or nominated officer.
• Direct experience of Annex 1 registration under the Money Laundering Regulations 2017.
• Lending background in private credit, asset-based lending, or corporate/wholesale banking.
• Sound judgement on corporate structures and ultimate beneficial ownership.
• Right to work in the UK.

Responsibilities

• Act as nominated officer under Regulation 21(3) for two registering entities.
• Review, challenge and sign off customer due diligence files.
• Validate risk ratings and determine where enhanced due diligence is required.
• Own the annual KYC and AML refresh, including change of ownership triggers.
• Take suspicious activity reporting decisions and submit to the NCA when required.
• Oversee sanctions screening and OFSI reporting obligations.
• Contribute to the firm-wide risk assessment, policies and controls with external compliance support.
• Provide periodic management information and board reporting on financial crime.

Skills

MLRO experience

Nominated officer

Regulatory compliance

Risk assessment

Sanctions screening

Job description

Capitex seeks an experienced financial crime professional for a fractional MLRO/nominated officer role across two FCA-registered entities. The position is remote with occasional attendance in Central London, typically two to three days per month, with flexibility for concurrent engagements.

The role focuses on oversight of KYC/AML, risk ratings, sanctions screening and governance, reporting to the board, and collaboration with external compliance advisors during the registration process.