Financial Reporting Senior Analyst New London

Monzo; London; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A leading fintech company in London seeks a Financial Reporting Senior Analyst to join their team. The ideal candidate will hold an ACA or CA qualification and have strong financial control understanding. This role involves collaborating across teams to automate processes and support financial reporting, with a hybrid working model allowing distributed UK engagement and flexibility in hours.

Benefits

£1,000 learning budget

Flexible working hours

MacBook provided

Qualifications

• Experience in financial reporting and control outside practice preferred.
• Interest in banking and regulatory landscape.
• Experience in a listed company or financial services regulated environment is nice to have.

Responsibilities

• Write insightful management commentary.
• Collaborate to automate production elements.
• Maintain and develop financial reporting policies.
• Support year-end process from drafting reports to sign-off.
• Assess accounting implications of new products.

Skills

Proficiency with data (SQL a plus)

Strong financial controls understanding

Self-starter

Ability to thrive in a dynamic environment

Education

ACA/CA qualification with audit background

Job description

Overview

We’re on a mission to make money work for everyone. We’re not about selling products—we want to solve problems and change lives through Monzo. We’re looking for a highly proactive, enthusiastic and commercially-minded Financial Reporting Senior Analyst to join our Financial Reporting team and help build a world-class finance function. This role is well suited to a fully qualified Chartered Accountant with an audit background.

Key challenges include system implementations, expanding into the European Union, climate change reporting, growing our customer base and lending business, and enhancing our marketplace. You’ll work on scaling Monzo in a controlled way and help optimise our financial reporting processes with technology. You’ll report to our Senior Financial Reporting Manager.

Responsibilities

• Understand the business and our products to write insightful management commentary.
• Collaborate with engineers and data teams to automate the production elements of the role, focusing on areas where your knowledge adds the most value.
• Understand our accounting system and maximise its features to minimise manual reporting elements.
• Maintain up-to-date, scalable financial reporting policies, procedures, and controls.
• Support the full year-end process, from drafting the annual report to working with external auditors through final sign-off.
• Review new products, assess accounting implications, and implement them in our banking platform and accounting system.
• Assess the impact of changes in accounting standards and propose accounting policies for new products.
• Maintain and develop controls to protect financial data and the balance sheet substantiation process.
• Assist with implementing a new accounting system to minimise manual reporting elements.
• Support ESG sustainability reporting and disclosures.
• Prepare monthly management and ad-hoc reports with meaningful analysis of movements.
• Review and assess accounting impact of new contracts with business and legal teams to establish correct accounting treatment.
• Support a swift month-end close process in collaboration with the internal finance team.
• Respond to inquiries and support forecasting, valuations, bank transfers and tax policy research as needed.
• Role requires: ACA/CA qualification with audit background; ideally some experience in financial reporting and control outside practice; interest in banking and regulatory landscape; strong financial controls understanding; self-starter and capable of translating complex information for diverse audiences; proficiency with data (SQL a plus); ability to thrive in a dynamic environment.

Nice to have

• Experience in a listed company or financial services regulated environment.
• US reporting/SOX compliance.
• Strong business partnering/commercial financial acumen.
• ESG reporting/audit of sustainability information (carbon footprint, CFD/CSRD).

What’s in it for you

• Role based in our London office with a hybrid approach (team in the office twice a week, usually Tue/Wed). Distributed UK working is possible with occasional London meetings.
• Flexible working hours and trust to manage your workload.
• £1,000 learning budget each year for books, courses and conferences.
• MacBook provided; remote workers receive additional support for home setup.

The application journey

• Phone call with the Recruiter
• Initial video call with the hiring manager (30 mins)
• Technical video call/meeting with hiring manager and stakeholder (45 mins)
• Behavioral interview (45 mins)

Equal opportunities

Diversity and inclusion are a priority. Monzo is an equal opportunity employer and considers applicants without regard to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, veteran status, neurodiversity or disability status. If you have a preferred name, please use it when applying.

For more, see Monzo’s Diversity & Inclusion resources and reports.