Financial Planner

Financial Planning Today; United Kingdom; Hybrid; GBP 81,000 - 99,000; Full time

Benefits offered by this job

Hybrid working

Health cover

Income protection

Life assurance

Pension via salary exchange

Parental leave

Fertility leave

Volunteer leave

Employee assistance programme

Job summary

Financial Planning Today in Reading seeks an experienced Financial Planner to inherit an established client bank from a retiring adviser. You will manage a warm book of high-net-worth clients, delivering holistic planning across pensions, retirement, investments, IHT/estate planning and protection.

This role is relationship-led rather than business development, focusing on deep client relationships with regular reviews.

Qualifications

• Diploma-qualified (or Chartered) Financial Planner with a track record advising high-net-worth clients.
• Experience inheriting or transitioning a client bank is advantageous.
• Ability to work autonomously with support from a seasoned team.

Responsibilities

• Manage a warm, established book of high-net-worth clients transitioning from a retiring adviser.
• Build deep, personal relationships with regular reviews and proactive planning conversations.
• Deliver holistic financial planning across pensions, retirement, investments, IHT/estate planning and protection.
• Collaborate with paraplanning, administration, lawyers, accountants and tax advisers to ensure compliant service.

Skills

Relationship management

Client onboarding

High-net-worth experience

Education

Diploma-qualified (or Chartered)

Job description

Financial Planner - Inherit an Established Client Bank

Reading (one day per week in the office) | Circa £90,000 + discretionary bonus + full benefits

There are advice roles, and then there are opportunities like this one.

A long-standing Adviser at one of the UK's leading independent wealth management firms is preparing for a well-earned retirement - and the firm is looking for an experienced Financial Planner to step into those relationships and carry them forward.

This is not a business development role. The clients are already here: high-net-worth individuals and families with established, ongoing planning needs. Your job is to become genuinely intertwined in their financial lives - to earn their trust through a careful handover, understand what matters to them, and deliver the same standard of advice they've enjoyed for years, with your own stamp on it.

If you're a relationship-led planner who takes pride in the depth of your client work rather than the size of your pipeline, this will suit you perfectly.

What you'll be doing

• Managing a warm, established book of high-net-worth clients transitioning from a retiring Adviser, with a structured, supported handover
• Building deep, personal relationships - regular reviews, proactive planning conversations, and being the trusted first call for anything financial
• Delivering holistic financial planning across pensions and retirement, investments, IHT and estate planning, and protection
• Working closely with an experienced paraplanning and administration team who keep the advice journey smooth and compliant
• Collaborating with professional partners - private client lawyers, accountants and tax advisers - where clients' affairs demand it

Why this firm

• Genuine independence. No in-house products, no restricted panels. Advisers are given the freedom, knowledge and resources to recommend whatever is best for each client.
• A partnership-led culture. Ambitious, positive, like-minded people who believe there's something better than the traditional model of financial advice - and have built an award-winning firm proving it.
• Technology that gives you time back. Pioneering digital onboarding, a client-led portal, automated ongoing suitability and enhanced reporting - all designed to maximise your time in front of clients, not paperwork.
• Room to thrive. Structured support for qualifications and ongoing development, with informal learning sessions running throughout the year.

The package

• Circa £90,000 basic, benchmarked annually
• Discretionary bonus based on individual and firm performance
• Hybrid working - just one day per week in the Reading office
• 27 days' holiday plus bank holidays
• Employer-funded health cover, income protection and 4x life assurance
• Pension via salary exchange
• Enhanced parental leave, fertility leave, volunteer leave and an employee assistance programme

Who we're looking for

• An experienced, Diploma-qualified (or Chartered) Financial Planner with a track record of advising high-net-worth clients
• Someone who excels at relationship management - warm, credible and genuinely curious about clients' lives, not just their portfolios
• Experience of inheriting or transitioning a client bank would be a real advantage, though it isn't essential
• Comfortable working with autonomy, with the judgement to know when to draw on the wider team