Financial Planner

Ortus PSR Ltd; Bromsgrove; Hybrid; GBP 68,000 - 83,000; Full time

Benefits offered by this job

Company car

Bonus on business written

Job summary

Ortus PSR Ltd in Cheshire is seeking an experienced Financial Adviser to take over an inherited client bank from a retiring adviser. You will conduct in-depth reviews, deliver comprehensive financial plans, and build long-term client relationships across Cheshire with home-based flexibility and office access as needed.

This role offers a basic salary up to £75,000, a company car, and a 30% bonus on business written, plus full in-house support to focus on clients and grow the bank into a

Qualifications

• Diploma in Regulated Financial Planning or equivalent and CF30 status.
• Proven experience as an Independent Financial Adviser.
• Client-first approach with polished, articulate manner.
• Comfortable managing relationships with high-value clients.

Responsibilities

• Take ownership of the inherited client bank and build long-term relationships.
• Conduct in-depth reviews of clients’ circumstances and goals.
• Inform clients of product, legislative and market changes affecting pensions and investments.
• Grow the bank through referrals and lead-generation programs.
• Meet clients face to face or virtually; run client events when appropriate.
• Follow a structured advice process and maintain accurate management information.

Skills

Client relationship management

High-value clients handling

Digital communication tools

Education

Diploma in Regulated Financial Planning or FCA-approved equivalent

Job description

Financial Adviser – Inherited Client Bank | Cheshire

Salary up to £75,000 + Company Car + 30% Bonus on Business Written
Home-based with face-to-face client meetings across Cheshire | Office access available

Take over an established client bank from a retiring adviser

This is a rare opportunity to step into an existing book of business from a retiring adviser, rather than starting from a standing start. Every client in the bank holds a minimum of £250,000 in assets, giving you an immediate, high-quality foundation of relationships, recurring work and referral potential from day one.

Our client is a respected, independent, whole-of-market financial planning firm with a strong reputation for client-centric advice. They are growing and want an experienced adviser who will look after these clients properly, deepen the relationships and use the book as a launch pad for a long-term career with the firm.

What’s on offer

• Basic salary up to £75,000
• Company car
• Bonus of 30% of business written, so your earnings grow as you develop the client bank
• An inherited client bank with a minimum of £250k AUM per client
• Full in-house support: paraplanning, administration and diary support, so you can focus on clients
• Genuinely independent, whole-of-market proposition with in-house platform and investment solutions
• Consultative marketing support and company lead generation to help you grow beyond the inherited book
• Clear long-term progression, including a buy-out route that allows you to realise the value you build
• Home-based working with access to office locations when you want them
• A culture built on ongoing learning, development and doing the right thing for clients

The role

• Taking ownership of the inherited client bank and building trusted, long-term relationships
• Conducting in-depth reviews of clients’ circumstances, existing provision and goals, and delivering clear, comprehensive financial plans
• Keeping clients and professional introducers informed of product, legislative and market changes affecting their pensions, investments and plans
• Growing the bank through referrals, introducer relationships, networking, social media and the firm’s lead generation programme
• Meeting clients face to face at home, in their business premises or in the office, with virtual meetings where they suit
• Running client events and seminars where appropriate
• Following a structured advice process and maintaining accurate management information

What you’ll need

• Diploma in Regulated Financial Planning (or FCA-approved equivalent) and current CF30 status
• Proven experience as an Independent Financial Adviser
• A client-first approach, with a polished, articulate manner
• Confidence managing and developing relationships with high-value clients, including business owners, professionals and retirees
• Comfortable using digital tools to communicate with clients
• Based within reach of Cheshire for client meetings

Why this role stands out

Most adviser roles ask you to build from zero. This one hands you a mature, high-value client bank, a 30% bonus on what you write and a firm that will back you to grow it into a business of real long-term value.