Financial Adviser

Ortus PSR Ltd; East Midlands; Hybrid; GBP 80,000 - 100,000; Full time

Benefits offered by this job

Share options

Hybrid working

Ownership pathway

Job summary

Ortus PSR Ltd in Derby, Derbyshire, seeks an experienced Financial Adviser to take over an established client bank and grow it toward ownership. You will manage circa 80 clients from day one, with strong planning opportunities across retirement, investments and tax-aware planning.

The role offers a defined route to ownership over the next four to five years, plus share options and hybrid working. Expect earnings around £100,000 with a basic salary up to £80,000.

Qualifications

• FCA-recognised qualification and a current SoPS are required.
• Strong track record as a Financial Adviser with client-facing experience.
• Solid knowledge across retirement planning, investments and tax-aware planning, including complex/HNW cases.

Responsibilities

• Take over and develop a portfolio of circa 80 established clients.
• Deliver holistic financial planning across retirement, investments and tax-aware planning.
• Conduct client meetings, ongoing reviews and build long-term relationships with private and HNW clients.
• Identify additional planning opportunities within the client bank.
• Win new clients through referrals and networking.
• Produce high-quality suitability documentation and maintain compliant records.
• Support the growth of the business toward ownership.

Skills

Client relationship management

New business development

Financial planning

Communication

Professional conduct

Education

FCA-recognised qualification Level 4 Diploma or equivalent

Statement of Professional Standing

Job description

Financial Adviser – Succession Opportunity with Route to Ownership

Location: Derby, Derbyshire

Salary: Up to £80,000 basic, with earning potential of circa £100,000 + share options, hybrid working

Take over an established client bank from a retiring senior adviser, grow it as your own, and buy into the business on preferential terms.

Most adviser roles offer a salary and a client list. This one offers a future stake in the firm.

We're working with a well-established, owner-managed, independent Chartered financial planning firm based in Derby. One of the senior advisers is stepping back from the practice and their portfolio is being divided between a new generation of advisers. The firm has a clear long-term plan: grow the advisory team over the next four to five years and give that team the opportunity to buy the senior partners out of the business at a discounted rate.

This is a genuine succession role for an adviser who wants to build something, not just service a book.

Why this role?

• An established client bank from day one. You'll take on circa 80 clients, each with a minimum of £250,000 under advice, handed over from a senior adviser who is stepping back.
• Real room to grow. The existing relationships have strong untapped planning opportunities, and you'll have the capacity and backing to take on new clients and build the portfolio further.
• Equity, not just earnings. Share options are available, with the opportunity to buy shares at a discounted rate.
• A defined route to ownership. The firm's stated aim is for the advisory team to buy out the senior partners, at a discount, over the next four to five years.
• Strong earning potential. A basic salary of up to £80,000, with realistic total earnings of circa £100,000.
• Truly independent, whole of market. No restricted panel and no in-house funds. You recommend what is right for each client.
• Chartered standards and proper support. A structured Training & Competence framework, Investment Committee oversight and administration support, in a firm that takes quality and Consumer Duty seriously.
• Owner-managed, not corporate. Direct access to the decision-makers, with no consolidator targets or layers of management.

What you'll be doing

• Taking over and developing a portfolio of circa 80 established clients as part of a structured handover
• Delivering holistic financial planning across retirement and pensions, investments and tax-aware planning
• Conducting client meetings and ongoing reviews, and building long-term relationships with private and HNW clients
• Identifying additional planning opportunities within the existing client bank, always with good client outcomes first
• Winning new clients through referrals, professional introducers, networking and your own connections
• Producing high-quality suitability documentation and keeping accurate, compliant client records
• Contributing to the wider business as it grows towards the next generation of ownership

What you'll bring

• An appropriate FCA-recognised qualification (Level 4 Diploma or equivalent) and a current Statement of Professional Standing
• A proven track record as a Financial Adviser with a strong client-facing record
• Solid technical knowledge across retirement planning, investments and tax-aware planning, ideally including complex or HNW cases
• Commercial ability: you can build a sustainable pipeline of quality clients, not simply inherit a book
• High standards of compliance, file quality and professional conduct
• The ambition to become a future owner of the business

As with any well-run Chartered firm, all new advisers, including experienced and Chartered advisers, complete the firm's Training & Competence sign-off before advising independently.