Financial Crime Officer

Suits Me; Manchester; Hybrid; GBP 32,000 - 48,000; Full time

Benefits offered by this job

Hybrid working in Manchester city-cent

Career development in fintech

Collaborative team environment

Impactful work on financial inclusion

Job summary

Suits Me Limited in Manchester is seeking a Financial Crime Officer to investigate customer activity, assess risk and provide informed recommendations within a compliant framework.

You will review onboarding data, profiles and transactions, use screening tools and communicate with customers to gather information as needed to support investigations.

The role offers hybrid working in Manchester city centre, a collaborative team, and a path to grow in financial crime and fintech.

Qualifications

• Experience in financial crime, AML, KYC, compliance, or similar investigative environment.
• Strong attention to detail and analytical approach.
• Good written and verbal communication skills.

Responsibilities

• Review financial crime and risk alerts generated through routine screening and monitoring activities.
• Investigate unusual or potentially suspicious customer activity using your own initiative.
• Review customer profiles, onboarding information, transactional activity and account behaviour to identify potential risks.
• Carry out customer screening using relevant third-party screening tools.
• Risk assess customer accounts and clearly document your findings and rationale.
• Contact customers to gather additional information and support investigations where required.
• Apply a risk-based approach when making recommendations on customer accounts.
• Identify and escalation potential suspicious activity in line with our SARs policy and procedures.
• Maintain accurate and thorough investigation records.
• Work collaboratively with colleagues across the Financial Crime team and wider business.
• Share knowledge and contribute to the ongoing improvement of financial crime processes and controls.
• Carry out any other reasonable duties required by management.

Skills

Analytical thinking

Attention to detail

Communication skills

Team collaboration

Risk assessment

Investigative mindset

Job description

About the Role

As a Financial Crime Officer, you'll investigate customer activity, identify potential risks and make informed, risk-based recommendations.

You'll review customer profiles, onboarding information, transactional activity and account behaviour to identify unusual or suspicious activity. You'll also communicate directly with customers where further information is needed to support your investigations.

Key Responsibilities

• Review financial crime and risk alerts generated through routine screening and monitoring activities.
• Investigate unusual or potentially suspicious customer activity using your own initiative.
• Review customer profiles, onboarding information, transactional activity and account behaviour to identify potential risks.
• Carry out customer screening using relevant third-party screening tools.
• Risk assess customer accounts and clearly document your findings and rationale.
• Contact customers to gather additional information and support investigations where required.
• Apply a risk-based approach when making recommendations on customer accounts.
• Identify and escalation potential suspicious activity in line with our SARs policy and procedures.
• Maintain accurate and thorough investigation records.
• Work collaboratively with colleagues across the Financial Crime team and wider business.
• Share knowledge and contribute to the ongoing improvement of financial crime processes and controls.
• Carry out any other reasonable duties required by management.

About You

We're looking for someone who is naturally curious, analytical and comfortable investigating information to understand what's really going on.

You may already have experience in financial crime, AML, KYC, compliance, fraud or a similar investigative environment. Alternatively, you may have transferable experience and be looking to develop your career within financial crime.

You'll have:

• Strong attention to detail and an analytical approach to your work.
• The ability to review information, identify inconsistencies and spot unusual patterns or behaviour.
• Good written and verbal communication skills.
• The confidence to communicate with customers and ask appropriate questions when investigating an account.
• The ability to make sensible, evidence-based recommendations.
• Good organisational skills and the ability to manage your workload effectively.
• A willingness to learn and develop your knowledge of financial crime and risk.
• The ability to work collaboratively as part of a team while also using your own initiative.

Experience of AML, KYC, customer due diligence, transaction monitoring, sanctions screening or SARs would be beneficial, but we're also interested in candidates with relevant transferable experience and the right attitude.

Why Join Suits Me?

• Hybrid working in our Manchester city centre office
• An opportunity to develop your career within financial crime and fintech
• A supportive and collaborative team environment
• The opportunity to make a real difference in a business focused on financial inclusion
• An ambitious and growing business where your work has a direct impact

If you're analytical, curious and interested in building your career in financial crime, we'd love to hear from you.