Financial Crime and Regulatory Compliance Analyst, eToro Money UK | London, UK

eToro; London; Hybrid; GBP 45,000 - 80,000; Full time

Job summary

An innovative firm is seeking a Financial Crime and Regulatory Compliance Analyst to support its rapid growth in the financial sector. This role, based in Canary Wharf, London, offers a unique opportunity to provide oversight for a regulated entity, ensuring compliance with financial crime regulations. You will engage in various responsibilities, from responding to high-risk customer escalations to executing compliance monitoring programmes. Join a dynamic team that values flexibility and autonomy, and enjoy a range of benefits that enhance your work-life balance and career growth.

Benefits

BUPA medical cover

6% pension

Daily lunch allowance

Recharge days

Company parties

Merchandise

Birthday money

Qualifications

• Experience in Regulatory Compliance or Financial Crime within a 2LoD function.
• Strong background in AML monitoring and KYC/CDD/EDD.

Responsibilities

• Responding to escalations involving high-risk customers and advising on financial crime matters.
• Executing the regulatory compliance monitoring programme and drafting policies.

Skills

Regulatory Compliance

Financial Crime Risk Management

Data Analysis

Communication Skills

Proactive Problem Solving

Education

Degree or equivalent qualification

AML/Financial Crime qualifications

Tools

Microsoft Office

Job description

Financial Crime and Regulatory Compliance Analyst, eToro Money UK

Description

eToro is a trading and investing platform that empowers users to invest, share, and learn. Founded in 2007, our vision is a world where everyone can trade and invest simply and transparently. Our platform fosters collaboration and investor education, allowing users to view other investors' portfolios, interact, exchange ideas, discuss strategies, and share knowledge. With over 38 million registered users across 100 countries and available in 20 languages, we are a rapidly growing business with over 1,500 employees across 13 offices globally. Learn more about eToro here.

We are excited to expand our team and are looking for a Financial Crime and Regulatory Compliance Analyst to join eToro Money UK! This role offers a chance to support our rapid growth, providing financial crime and regulatory compliance oversight for our FCA-authorized and regulated entity, eToro Money UK. Reporting to the MLRO and supporting the Head of Compliance, within a team of 2LoD analysts, your responsibilities will include:

Responsibilities:

Financial Crime

• Responding to 1LoD escalations involving high-risk and monitored customers, including PEPs/RCAs, sanctioned individuals, and subjects with adverse media.
• Providing timely reports to the MLRO regarding identified risk issues and control gaps.
• Advising the business on financial crime matters, including guidance on account opening and closure for retail and corporate clients, as well as complex cases.
• Supporting investigations into cryptocurrency and FX transactions, SAR submissions, and law enforcement requests.
• Contributing to the governance framework by assisting in drafting policies and procedures aligned with regulatory requirements and supporting their implementation.
• Performing 2LoD quality assurance reviews of financial crime controls and supporting compliance monitoring plans.
• Conducting horizon scanning and intelligence reporting on financial crime trends and risks.
• Designing and delivering training on financial crime typologies and controls.
• Supporting financial crime projects and system integrations, collaborating with stakeholders and product teams.
• Leading risk assessments and reviews of system configurations.
• Undertaking ad hoc tasks, including supporting APP/PSR initiatives and regulatory reporting.

Regulatory Compliance

• Executing the regulatory compliance monitoring programme.
• Horizon scanning for regulatory changes.
• Drafting and maintaining policies and procedures in compliance.
• Submitting routine and ad hoc reports to the FCA, including notifications.
• Reviewing and approving financial promotions and marketing campaigns.
• Providing general compliance support.
• Monitoring complaints handling and vulnerability processes, and conducting root cause analysis.
• Responding to Financial Ombudsman Service cases.
• Maintaining accurate and up-to-date records across the business.

Requirements

• AML/Financial Crime qualifications are advantageous.
• Several years' experience in Regulatory Compliance, Financial Crime, or AML within a 2LoD function.
• Experience with Consumer Duty, complaints handling, FCA compliance, including CASS, Visa/Mastercard schemes, and EMI reporting.
• Strong background in financial crime risk management, including fraud, AML monitoring, sanctions screening, and KYC/CDD/EDD.
• Knowledge of EMI, PSP, and card issuing operations.
• Subject matter expertise in Electronic Money Regulations, Payment Services Regulations, Money Laundering Regulations, and PSD2.
• Ability to work effectively under pressure in fast-paced environments.
• Proactive, solutions-oriented, with excellent communication skills.
• Highly organized with strong prioritization skills.
• Proficient in data analysis and Microsoft Office.
• Quick learner, adaptable to new systems and technologies.
• Self-motivated, capable of working independently and in teams.
• Resilient and adaptable in a dynamic regulatory landscape.
• Degree or equivalent qualification.

Why Join Us?

We are an inclusive, social team based in Canary Wharf, London, working a hybrid model. We value flexibility and autonomy. Our benefits include BUPA medical cover, 6% pension, daily lunch allowance, recharge days, and other perks like parties, merchandise, and birthday money.

Boost your career

Find thousands of job opportunities by signing up to eFinancialCareers today.