Financial Crime and Regulatory Compliance Analyst, eToro Money UK

eToro; London; Hybrid; GBP 40,000 - 80,000; Full time

Job summary

An established industry player is seeking a Financial Crime and Regulatory Compliance Analyst to support their rapid growth in London. This role involves overseeing financial crime and regulatory compliance within a dynamic environment. You will work closely with a dedicated team, responding to escalations, conducting investigations, and ensuring adherence to regulatory requirements. The company fosters a collaborative culture and offers a hybrid work model, allowing for flexibility and autonomy. With a focus on professional development and a supportive team atmosphere, this position is perfect for proactive individuals looking to make a significant impact in the compliance landscape.

Benefits

BUPA Medical Cover

6% Pension

Daily Lunch Allowance

Recharge Days

Birthday Money

Company Parties

Merchandise

Qualifications

• Several years’ experience in Regulatory Compliance or Financial Crime.
• Strong background in fraud, AML monitoring, sanctions, and KYC/CDD.

Responsibilities

• Responding to escalations involving high-risk customers.
• Executing the compliance monitoring program and drafting policies.

Skills

Regulatory Compliance

Financial Crime Risk Management

AML Monitoring

Data Analysis

Excellent Communication Skills

Time Management

Education

Degree or Equivalent Qualification

Tools

Microsoft Excel

Office Applications

Job description

Financial Crime and Regulatory Compliance Analyst, eToro Money UK

eToro is a trading and investing platform that empowers users to invest, share, and learn. Founded in 2007, our vision is a world where everyone can trade and invest transparently. Our platform fosters collaboration and investor education, allowing users to view portfolios, share ideas, and discuss strategies. With over 38 million users across 100 countries and available in 20 languages, we are a rapidly growing business with more than 1,500 employees worldwide. Learn more about eToro here.

We are excited to announce an opening for a Financial Crime and Regulatory Compliance Analyst in the eToro Money UK team! This role supports our rapid growth, requiring a hands-on candidate responsible for financial crime and regulatory compliance oversight within our FCA-authorized and regulated entity, eToro Money UK. Reporting to the MLRO and supporting the Head of Compliance, you will be part of a team of 2LoD analysts and will be responsible for:

Responsibilities:

Financial Crime

• Responding to 1LoD escalations involving high-risk and monitored customers, including PEPs/RCAs, sanctioned individuals, and subjects with adverse media.
• Providing timely reports to the MLRO regarding risk issues and control gaps.
• Advising the business on financial crime matters, including account opening and closure for retail and corporate clients, and complex cases.
• Supporting investigations into cryptocurrency and FX transactions, SAR submissions, and law enforcement responses.
• Contributing to the governance framework by drafting policies and procedures aligned with regulatory requirements and assisting in their implementation.
• Performing 2LoD quality assurance reviews and supporting compliance monitoring plans.
• Conducting horizon scanning on financial crime trends and risks.
• Designing and delivering training on financial crime typologies and controls.
• Supporting projects and system integrations related to financial crime, collaborating with stakeholders.
• Leading risk assessments and reviews of system configurations.
• Undertaking ad hoc tasks, including supporting APP/PSR initiatives and regulatory reporting.

Regulatory Compliance

• Executing the compliance monitoring program.
• Horizon scanning for regulatory changes.
• Drafting and maintaining policies and procedures.
• Submitting reports to the FCA, including notifications.
• Reviewing and approving financial promotions and marketing campaigns.
• Providing general compliance support.
• Monitoring complaints and vulnerability processes, and analyzing root causes.
• Responding to Financial Ombudsman cases.
• Maintaining accurate records across all business areas.

Requirements

• AML/Financial Crime qualifications are advantageous.
• Several years’ experience in Regulatory Compliance, Financial Crime, or AML within a 2LoD role.
• Experience with Consumer Duty, complaints handling, FCA compliance, CASS, Visa/Mastercard schemes, and EMI reporting.
• Strong background in financial crime risk management — fraud, AML monitoring, sanctions, KYC/CDD/EDD.
• Knowledge of EMI, PSP, and card issuing operations.
• Expertise in Electronic Money Regulations, Payment Services Regulations, Money Laundering Regulations, PSD2.
• Ability to work effectively under pressure in fast-paced environments.
• Proactive, solutions-oriented attitude.
• Excellent communication skills for engaging with global teams and stakeholders.
• Highly organized with good prioritization and time management.
• Proficient in data analysis, Microsoft Excel, and other Office applications.
• Quick learner and adaptable to new systems.
• Self-motivated, mature, and able to work independently and collaboratively.
• Resilient, adaptable, and capable of performing under pressure.
• Degree or equivalent qualification.

Why Join Us?

We are an inclusive, social team based in Canary Wharf, London, with a hybrid work model. We value flexibility and autonomy. Benefits include BUPA medical cover, 6% pension, daily lunch allowance, recharge days, and other perks like parties, merchandise, birthday money, and more!