Financial Crime Analyst

PROWEBCE; Swindon; Hybrid; GBP 40,000 - 60,000; Full time

Job summary

A leading company in prepaid solutions seeks a Financial Crime Analyst in Swindon or London. The role involves ensuring compliance with regulations, updating financial crime policies, and analyzing data to prevent financial crime. You will work collaboratively with various teams while managing multiple priorities in a dynamic environment. This position offers a hybrid work model and various benefits, including generous leave and a pension scheme.

Benefits

25 days annual leave plus Bank Holidays

Hybrid working with 3 days in the office

Income protection

Life insurance (4x salary)

Wellbeing Employee Assistance Program

Digital learning platform

Snacks & refreshments in the office

Pension scheme with employer 6% contribution

Discretionary bonus based on performance

Holiday trading scheme

Qualifications

• Experience in a financial crime role within payments.
• Strong analytical and problem-solving capabilities.
• Ability to create presentations and dashboards.

Responsibilities

• Maintain and update Financial Crime policies.
• Review escalations and act accordingly.
• Monitor key Financial Crime metrics.

Skills

Analytical skills

Organizational skills

Problem-solving

Collaboration

Attention to detail

Data manipulation

Proficient in SQL

Job description

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2LoD – Financial Crime Unit
Hybrid – Swindon or London

Salary – Competitive + Bonus

This role is part of Prepay Technologies’ (PPT’s) Second Line of Defence (2LoD) Financial Crime Unit. The objective of the function is to provide independent oversight and assurance of Financial Crime activities undertaken by our operational Financial Crime First Line of Defence (1LoD) and Agents. In addition, ensure PPT maintains a robust Financial Crime framework to protect us and our Agents from facilitating Financial Crime.

The Financial Crime Analyst plays a key role in assisting PPT and its Agents by delivering data-driven insights and solutions to prevent Financial Crime and support business growth in a safe, scalable manner. This involves ensuring compliance with regulatory commitments and enhancing PPT’s Financial Crime policies, procedures, and rules.

Accountable to

Key Working Relationships

• 2LoD team members
• 1LoD
• EU compliance team
• Agents
• Product Managers

Key Responsibilities

• Maintain and update 2LoD Financial Crime policies and procedures to ensure an effective framework.
• Stay informed about regulatory and industry updates affecting PPT and share relevant information internally.
• Review Financial Crime escalations and take appropriate actions, such as raising SARs and providing feedback to Agents.
• Understand and assist with the effectiveness and enhancement of Financial Crime tools/systems deployed by PPT.
• Review exception requests to policies and recommend solutions.
• Conduct assurance activities on 1LoD, maintaining high-quality findings and proportionate actions.
• Assist in delivering training for internal and external stakeholders.
• Monitor key Financial Crime metrics and ensure controls mitigate risks effectively.
• Build positive relationships internally and externally.
• Ensure customer screening/payment filtering for sanctions, PEPs, and suspicious transactions are handled efficiently.
• Perform system and control gap analyses and drive continuous improvement.
• Develop comprehensive knowledge of PPT’s data sources and payment systems to analyze Agent behavior.
• Provide independent assurance over 1LoD activities, ensuring timely closure of findings and actions.

Skills & Behaviours

Role Specific

• Experience in a financial crime role within an e-commerce or payments regulated organization.
• Ability to analyze complex problems and develop data-driven solutions.
• Experience working under pressure in dynamic environments.
• Strong analytical and organizational skills with the ability to manage workloads and deadlines.
• Experience creating data dashboards and presentations.
• Proficiency in manipulating data from databases and building high-standard reports.
• Desirable: Experience using SQL and writing complex database queries.

Behavioural

• Promote a culture of compliance.
• Proactive and solution-focused.
• Collaborative team player with the ability to work independently.
• Dedicated to providing high service levels to stakeholders.
• Capable of managing multiple priorities within SLAs.

Why Edenred PayTech?

We are a subsidiary of Edenred, leading in prepaid solutions including banking, virtual cards, debit, credit, and prepaid processing.

As an Edenred PayTech employee, you will receive support to develop your career while making a difference in a fast-paced, innovative environment.

What you will get:

• 25 days annual leave plus Bank Holidays
• Hybrid working with 3 days in the office
• Income protection
• Life insurance (4x salary)
• Wellbeing Employee Assistance Program (family access included)
• Digital learning platform
• Snacks & refreshments in the office
• Volunteering opportunities
• Social events
• Pension scheme with employer 6% contribution
• Discretionary bonus based on performance
• Holiday trading scheme
• Medical & international travel insurance
• Season ticket loan
• Cycle to Work scheme

Diversity:

Edenred PayTech is an equal opportunity employer. We do not discriminate based on age, race, gender, religion, sexual orientation, disability, or other protected characteristics.