Financial Controller, EU

Monzo; London; Hybrid; GBP 105,000 - 135,000; Full time

Job summary

A leading financial technology company in London is seeking a Financial Controller to manage financial control for its EU operations. The role requires strong experience in financial services, excellent technical accounting skills, and the ability to lead a high-performing team. This position offers a competitive salary and flexible working arrangements including remote options within the UK.

Benefits

£1,000 learning budget each year

Flexible working hours

Home office support

Qualifications

• Significant experience in a financial controller role within a retail bank or financial services firm.
• Strong technical accounting knowledge (IFRS) and experience managing statutory audits.
• Understanding of regulatory reporting and the UK/EU banking supervisory framework.
• Experience operating in multi-entity or cross-border structures.

Responsibilities

• Owning all aspects of financial control for Monzo’s EU operations.
• Ensuring a robust, scalable control environment with a focus on automation.
• Collaborating closely with the Group Financial Controller.
• Building and maintaining effective working relationships with internal stakeholders.

Skills

Technical accounting knowledge

Stakeholder management

Adaptability

Resilience

Education

Experience in financial controller role

Understanding of UK/EU banking supervision

Tools

Finance systems

Regulatory reporting tools

Job description

We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well aspersonal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest andcombine their pensions with us.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ️

Hear from our UK team about what it's like working at Monzo

London or UK Remote | £105,000 - £135,000 + Share options & Benefits | Hear from the team

Our Finance team

Monzo is looking for an experienced and forward-thinking Financial Controller to lead our core controllership and reporting activities for our European business as we expand into the EU. This is a key leadership role with real growth, working closely with the EU CFO and partnering with the Group Financial Controller to deliver high-quality financial reporting, strong financial governance, and scalable processes in support of our fast-growing, tech-driven EU expansion.

You'll be responsible for managing our EU financial control environment, overseeing statutory reporting, leading the month-end close and audit process, and ensuring our finance systems, policies and processes are ready to scale with Monzo’s growth. You’ll build a high-performing team outsourced from the UK to the EU, and work cross-functionally with teams across Finance, Risk, Product and Engineering.

We’re looking for someone with strong experience in a financial controller role within a retail bank or financial services firm, combining deep technical accounting expertise with a hands-on, delivery-focused mindset. You'll thrive in a fast-paced, ever-evolving environment and be passionate about building a world-class Finance function that underpins Monzo’s mission to make money work for everyone.

You’ll play a key role by...

• Owning all aspects of financial control for Monzo’s EU operations, including financial close, audit and statutory accounts.
• Ensuring a robust, scalable control environment with a focus on automation, data integrity, and process efficiency.
• Owning the end-to-end delivery of EU entity financial statements and monthly management reporting to the EU CFO and Board.
• Collaborating closely with the Group Financial Controller to ensure alignment on accounting policy, consolidation, and internal reporting across entities.
• Developing and refining the EU’s Finance operating model in line with growth, complexity, and regulatory obligations.
• Building and maintaining effective working relationships with internal stakeholders, external auditors and advisors.
• Leading and developing a small team of finance professionals, fostering a culture of accountability, learning, and collaboration.
• Contributing to strategic projects including systems implementations, process redesign, and Monzo’s readiness for future capital markets events (e.g. IPO).
• Supporting financial planning and analysis efforts by ensuring accurate and timely data feeds between accounting and forecasting tools.
• Drive continuous improvement in reporting, reconciliations, and controls using modern finance tools and methodologies.
  

We’d love to hear from you if…

• You have significant experience in a financial controller role within a retail bank or financial services firm.
• You have strong technical accounting knowledge (IFRS) and experience managing statutory audits.
• You have an understanding of regulatory reporting and the UK/EU banking supervisory framework.
• You have experience operating in multi-entity or cross-border structures.
• You have proven ability to improve finance processes and controls, with a data-first, automation-led approach.
• You have excellent communication and stakeholder management skills, including engagement with auditors, regulators, and senior leadership.
• Are adaptability and resilience in fast-paced, tech-led, and agile environments.
• Bonus: Experience with banking license oversight, capital adequacy, IPO-readiness, or finance systems transformation.

Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that's listed just yet. Drop us your application, we’d love to hear from you!

What’s in it for you

£105,000 - £135,000 salary range share options.

This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London)

We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.

£1,000 learning budget each year to use on books, training courses and conferences.

We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.

Plus lots more! Read our full list of benefits.

The application journey has 3 key steps

• Recruiter Conversation
• Role Specific
• InterviewBehavioural
• Interview Final Interview with our EU CFO

This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!

We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here.

You’ll hear from us throughout the application process, but if you’ve got any questions, please reach out to [e-mail]. You can also use this email address to let us know if there’s anything we can do to make the process easier for you because of disability, neurodiversity or anything else.

For more insight into the hiring experience at Monzo, check out our blog post.

We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.

#LI-TP2 #LI-REMOTE

Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don't need full or birth names at application stage