Financial Adviser

Ortus PSR Ltd.; Carlisle; Remote; GBP 65,000; Full time

Job summary

A leading financial services firm is seeking an Independent Financial Adviser to operate fully remote and manage an established client bank in the UK. This role offers stability and the opportunity to deliver comprehensive financial planning with an OTE of £65,000+. Ideal candidates will have at least 2 years in a regulated advisory role, Diploma Level 4 qualification, and excellent communication skills. You will benefit from dedicated operational support and a competitive benefits package.

Benefits

£300 monthly car allowance

Mileage reimbursement

Laptop and mobile phone provided

33 days holiday including bank holidays

5% employer pension contribution

Paid Christmas shutdown

Death in service benefit

Access to GP appointments via Wellbeing App

Qualifications

• Confident operating remotely and maintaining strong client relationships.
• Ethical, proactive, and client-focused.

Responsibilities

• Take ownership of an existing client bank with varied financial planning needs.
• Deliver holistic advice across pensions, investments, protection, and tax planning.
• Conduct regular client reviews via video or phone under our virtual service strategy.
• Identify opportunities for new business within the client base.

Skills

Diploma Level 4 qualified (DipPFS or equivalent)

Minimum 2 years’ experience in a regulated advisory role

Familiarity with financial planning software

Excellent communication skills

Tools

CRM systems

Digital tools

Job description

Job Title: Independent Financial Adviser – Employed | Fully Remote | OTE £65,000+

Overview
We’re offering an outstanding opportunity for a qualified Financial Adviser to step into a fully employed, fully remote role, inheriting a loyal and diverse client bank across South Wales. With £38m in AUM, approximately £170k in recurring income, and around 200 clients, this is a well-established book that blends mass affluent and HNW individuals, all aligned with our streamlined virtual servicing model. You’ll be supported by two existing regional advisers during a structured handover, ensuring client continuity and a smooth transition.

This role is ideal for someone seeking stability, flexibility, and the chance to deliver high-quality financial planning without the pressure of cold business development. With strong operational support, a committed client care team, and realistic earnings of over £65,000 in your first year, this is an opportunity to thrive in a client-centric environment.

Key Responsibilities

• Take ownership of an existing client bank with varied financial planning needs

• Deliver holistic advice across pensions, investments, protection, and tax planning

• Conduct regular client reviews via video or phone under our virtual service strategy

• Identify opportunities for new business within the client base (approx. £25k of new initial fees in the past 12 months)

• Maintain high standards of compliance and service in line with FCA expectations

• Work closely with our paraplanning and admin teams to ensure smooth service delivery

What We’re Looking For

• Diploma Level 4 qualified (DipPFS or equivalent)

• Minimum 2 years’ experience in a regulated advisory role

• Confident operating remotely and maintaining strong client relationships

• Ethical, proactive, and client-focused with excellent communication skills

• Familiarity with financial planning software, CRM systems, and digital tools

Year 1 Earnings and Package

• Year 1 OTE: £65,000+

• Basic salary plus production bonus (15%) on all income generated

• £300 monthly car allowance

• Mileage reimbursement for any client visits

• Laptop and company mobile phone provided

• 33 days holiday including bank holidays

• Paid Christmas shutdown (typically 3 working days, not deducted from holiday)

• 5% employer pension contribution

• Death in service: 3x salary or £100,000 (whichever is greater)

• Discretionary profit share (last 2 years: 4% of salary)

• Enhanced bereavement leave

• UNUM Wellbeing App: access to GP appointments, legal advice, counselling, and retail discounts