Financial Accountant

Onmo; England; On-site; GBP 55,000 - 75,000; Full time

Job summary

Onmo, a UK fintech, is seeking a Financial Accountant to join a small, ambitious finance team. You will own IFRS/UK GAAP reporting, strengthen internal controls and support automation initiatives to scale the business.

The role requires qualified accounting credentials (ACCA/ACA/CIMA) and proven experience in regulated financial services or retail banking. You will partner with stakeholders across the business and contribute to budgeting, forecasting and strategic financial decisions.

Qualifications

• Strong technical accounting skills under UK GAAP and IFRS with ability to explain complex concepts clearly.
• Excellent analytical skills with meticulous attention to detail and accuracy.
• Inquisitive mindset seeking process improvements and new ways of working.
• Comfortable owning financial control activities and managing workload with strong organisational skills.
• Proactive engagement with key stakeholders across the business.

Responsibilities

• Prepare financial statements in compliance with IFRS/UK GAAP, ensuring accurate and timely monthly/annual reporting.
• Develop and maintain robust internal controls and financial processes, driving automation and standardisation.
• Provide technical accounting guidance, supporting complex transactions and standard financial control functions.
• Assist with audit processes, liaising with external auditors and ensuring compliance.
• Work closely with stakeholders to enhance financial processes and reporting.
• Assist in budgeting, forecasting, and financial planning initiatives.
• Contribute to strategic financial decision-making and business improvement initiatives.

Skills

UK GAAP

IFRS

Analytical thinking

Attention to detail

Stakeholder management

Excel

SQL basics

Education

ACCA/ACA/CIMA qualification

Tools

SQL

Excel

Job description

Onmo believes that everyone has the right to access, understand and manage their money with confidence. Our ambition is to improve lives by providing better clarity, intelligence and technology to empower every individual in making the smartest financial decisions. We may be young but we have an incredible team in place and big ambitions for the years ahead.
We design our products to help demystify money matters wherever possible, providing customers with more financial control and flexibility in their lives. This helps them get more from what they have, or with smart decisions, make more of the same. It also means people spend less time with the negative aspects of money and more on the positive - enjoying what the world has to offer.

Responsibilities

We have a small but strong finance team and want to bolster the team further to support the growing needs of the business. We have very ambitious business goals and our Financial Accountant will be a crucial part of the team to help achieve these.
Responsibilities

• Prepare financial statements in compliance with IFRS/UK GAAP, ensuring accurate and timely monthly/annual reporting.
• Develop and maintain robust internal controls and financial processes, driving continuous improvement across Finance with a focus on automation and standardisation.
• Provide technical accounting guidance, supporting complex transactions including securitised debt instruments as well as standard financial control functions e.g. bank reconciliations, accounts payable etc.
• Assist with audit processes, liaising with external auditors and ensuring compliance.
• Work closely with stakeholders to enhance financial processes and reporting.
• Assist in budgeting, forecasting, and financial planning initiatives.
• Contribute to strategic financial decision-making and business improvement initiatives.

Requirements

Skills & Attributes

• Strong technical accounting skills (UK GAAP, IFRS etc), confident in your knowledge, with the ability to explain and present complex financial concepts in a straightforward way.
• Excellent analytical skills with strong attention to detail – ensuring all numbers in your outputs can be explained.
• An inquisitive mindset, displaying a deeper level of thinking and looking for solutions and new ways of working.
• Comfortable taking ownership of financial control activities, showing high levels of organisation and the ability to manage workload.
• Proactive engagement with key stakeholders across the business.

Qualifications & Experience

• Qualified accountant (ACCA, ACA, CIMA), experienced in financial control positions.
• Regulated financial services experience is essential, ideally UK Retail Banking or similar, with experience in a rapid growth / start up environment a bonus.

Advanced excel skills and working SQL knowledge is essential, with ability to navigate and perform ad-hoc SQL queries.