Finance Manager

ripple; Greater London; On-site; GBP 60,000 - 90,000; Full time

Benefits offered by this job

Wellness budget

Ownership culture

Career growth opportunities

Competitive salary

Gym or wellness stipend

Job summary

ripple in Camden, London is recruiting a Finance Manager to own day-to-day reporting for ripple⁺ and Droplet across UK, US and Europe. You will ensure fast, accurate, audit-ready numbers and meet VAT, tax and statutory deadlines.

This is a hands-on, full-time, in-office role reporting to the Head of Finance. You’ll lead the monthly close, drive the management accounts timetable, and support the first statutory audit for FY2026 while partnering with external bookkeepers in India.

Qualifications

• Qualified with ACA/ACCA/CIMA and strong management accounting experience.
• Hands-on month-end close, reconciliations and accruals.
• Experience with statutory audits is preferred.
• Solid UK VAT knowledge; exposure to EU VAT/OSS and US tax a plus.
• Experience in SME/start-up, FMCG or e‑commerce environments.
• Proactive, process-driven with a drive to automate using AI.

Responsibilities

• Own monthly close for ripple⁺ and Droplet across UK, US and EU entities.
• Prepare management accounts and balance sheet reconciliations.
• Support statutory audit for FY2026 with audit teams.
• Manage VAT, tax returns and group-wide compliance calendar.
• Strengthen internal controls and drive automation in processes.

Skills

ACA/ACCA/CIMA

Advanced Excel

Attention to detail

Multi-entity reporting

Education

ACA/ACCA/CIMA qualification

Tools

Xero

Fulfil

Shopify

Job description

We are one of the UK’s leading and fastest-growing wellness companies. We operate across two brands:

• ripple⁺: A revolutionary approach to nicotine-free alternatives. Our mission is simple: help people step away from nicotine and move toward healthier habits through plant-powered alternatives.
• droplet: Our modern home fragrance brand, spanning incense, reed diffusers, and upcoming scent innovations that transform spaces with clean, high-quality aromas.

ripple⁺ & droplet Brand DNA

• Extreme Ownership: Take full responsibility for every outcome within your control.
• Pursuit of Quality: How you do anything is how you do everything. Excellence is a habit.
• Purpose: Be here because you want to be - we are a passionate, long-term-focused team.
• Growth Mindset: Embrace continuous learning, resilience, and adaptability to thrive.

The Role

As Finance Manager, you will own the day-to-day reporting requirements of the finance function across both ripple⁺ and Droplet, and every entity behind them in the UK, US and Europe. You’ll make sure our numbers are fast, accurate and audit-ready, and that every VAT, tax and statutory deadline is met.

This is a step-up role for a strong management or financial accountant ready to take on more ownership. You’ll own the monthly close in partnership with our external bookkeepers in India, help drive the management accounts timetable from working day 13 down to working day 7, and support the Head of Finance in delivering our first statutory audit for the 2026 financial year. You’ll work alongside the Head of Finance, who leads strategy, commercial partnering and legal, with a clear path to Financial Controller as the function grows.

This is a hands-on, full-time, Monday to Friday, in-office role based in Camden, London. It suits someone who is detail-obsessed, process-minded and has a get-it-done attitude, comfortable owning outcomes end-to-end in a fast-moving, founder-led business.

Key Responsibilities

Month-End Close & Management Accounts

• Own the timely and accurate production of consolidated monthly management accounts across ripple⁺ and Droplet and all UK, US and EU entities.
• Help drive the month-end close from WD13 to WD7 by improving the close calendar, checklists, accruals and reconciliation processes, and introducing automation where it adds speed and accuracy.
• Work day-to-day with our external bookkeeping team in India: setting clear deliverables, deadlines and review points, and transitioning additional processes to them as the function scales.
• Own balance sheet, intercompany and multi-currency reconciliations, including month-end stock reconciliations from warehouse (WMS) reports.
• Own product costings and their postings, deferred income postings and royalty calculations.
• Review the monthly results with the Head of Finance ahead of board meetings, and maintain brand, channel and entity-level reporting that supports decision-making.

Audit & Statutory Reporting

• Support the Head of Finance in delivering the group’s first statutory audit for FY2026: preparing supporting schedules, managing audit requests and day-to-day liaison with the auditors.
• Build robust year-end processes, including stock valuation and provisioning, accruals and prepayments.

VAT, Tax & Compliance

• Support VAT and tax returns across the group, including UK VAT (MTD), EU VAT and OSS, and US sales tax returns, working with our external tax advisers on corporation tax.
• Support tax registrations for Droplet as it expands into new markets and channels.
• Maintain a group-wide compliance calendar so every filing and payment deadline across the UK, US and EU is met.

Controls, Reporting & Validations

• Own the daily and weekly reporting and validation cycle: weekly sales reports across both brands, 3PL and supplier invoice validations, commission calculations, key customer reconciliations, card spend and cashback reconciliations.
• Strengthen financial controls across payments, approvals and spend, and document processes so the function is scalable and audit-ready.
• Drive process improvement across the function, actively using AI tools (such as Claude and Gemini) to build automations and workflows that remove manual work.
• Help improve our finance systems and integrations across accounting, ERP (Fulfil), e-commerce and banking platforms.

Ad hoc

• Contribute to projects that support our growth across both brands, including new entities, markets and channels.

What We’re Looking For

• ACA, ACCA or CIMA qualified (newly qualified welcome), with strong management or financial accounting experience and looking for the step up into a broader finance role.
• Hands-on experience preparing month-end management accounts, balance sheet reconciliations, accruals and prepayments.
• Exposure to the statutory audit process preferred (e.g. preparing audit schedules or handling auditor requests).
• Good working knowledge of UK VAT. Exposure to EU VAT/OSS, US sales tax or multi-entity, multi-currency reporting is a plus.
• Experience in an SME, start-up or scale-up environment is highly desirable, as is a background in FMCG, consumer goods or DTC e-commerce.
• A get-it-done attitude and keen to improve processes, including using AI tools to automate manual work.
• Advanced Excel and Google Sheets skills. Xero experience preferred; Fulfil or Shopify a plus.
• Extremely high attention to detail, able to manage multiple deadlines at pace.
• Comfortable in a fast-paced, founder-led environment with evolving priorities.

What We Offer

• A dynamic, entrepreneurial environment with direct exposure to decision-making.
• Real ownership of the reporting and compliance function across a growing multi-brand, multi-entity group, with a path to Financial Controller.
• A culture of ownership, learning and high standards.
• Competitive salary reflective of experience and impact.
• £40 per month budget towards gym or wellness subscription.