Finance Development Underwriter

Nouvo Recruitment; Shenley; On-site; GBP 40,000 - 65,000; Full time

Job summary

Une entreprise de finance prospère recherche un Development Underwriter pour rejoindre son équipe. Le rôle implique la gestion des demandes de financement de développement et la prise de décisions d'approbation de prêts. Une expérience en souscription de prêts de développement et une forte connaissance de la conformité sont essentielles.

Qualifications

• Forte expérience en souscription de prêts de développement, y compris les prêts réglementés par la FCA.
• Capacité à adopter une approche pragmatique à la souscription.
• Excellentes compétences interpersonnelles.

Responsibilities

• Gérer un pipeline de cas de développement pour des complétions initiales et des tirages subséquents.
• Souscrire des demandes de prêt en conformité avec les critères de prêt de l'entreprise.
• Maintenir un bon niveau de communication avec toutes les parties prenantes.

Skills

Underwriting experience

Compliance knowledge

Communication skills

Team player

Commercial awareness

Job description

Our client, a successful Finance company is looking for a Development Underwriter to join their team.

The Development Underwriter is responsible for processing refurbishment and development finance applications where initial terms have been issued. The Underwriter must work together with the other members of the Underwriting team to ensure that loans are processed in accordance with the company's underwriting manual and lending policy. The Underwriter must use their skill and experience to approve those loans which are deemed acceptable and reject any which are unacceptable and represent a risk to the company.

Key Responsibilities:

• Manage a pipeline of development cases for initial completions and subsequent drawdowns and prioritise accordingly
• Underwrite loan applications within company lending criteria by making quality lending decisions
• Manage completed development loans and keep in regular contact with borrowers to identify issues at any early stage and seek out future business opportunities
• Be vigilant when working on cases and refer where necessary to the appropriate person
• Always maintain a high level of communication with interested parties including brokers, applicants, surveyors and solicitors
• Maintain a high level of customer service with those internally and externally

Key Competencies:

• Strong experience of underwriting development finance loans, preferably including FCA regulated loans
• Experience managing people useful
• Excellent understanding of compliance aspects of the role including the regulatory environment and TCF principles
• Ability to adopt a pragmatic approach to underwriting
• Commercially aware
• Excellent interpersonal and communication skills
• Strong team player

Due to a very high number of applications we are unable to come back to every candidate with feedback. If you do not hear from us within 48 hours please assume that you have been unsuccessful on this occasion. Your CV will be registered with us and we will keep you updated with any other positions that may be of interest. However please keep checking our website as new roles will be updated daily, Nouvo Recruitment London wishes you the best of luck in your job search.

Nouvo Recruitment London operate as an independent recruitment agency with over 20 years of experience supporting clients and candidates nationally across the UK.