Finance Business Partner

Atom bank; North East; Hybrid; GBP 45,000 - 55,000; Part time

Benefits offered by this job

Hybrid working in Newcastle

Discretionary cash bonus

Pension scheme (up to 13% Atom input)

Private Medical Insurance

Health Cash Plan

Life Insurance

Critical illness cover

All about me fund

EV Scheme

Job summary

Atom bank is seeking a Commercial Finance Business Partner to join the FP&A team on a 15-month fixed-term contract, with 2 days per week at the Newcastle HQ. You will influence pricing, product decisions and the bank's commercial strategy.

The role requires a qualified (or by-experience) accountant with strong Excel skills, scenario modelling, and a proactive, curious mindset, plus comfort with AI tools to streamline tasks.

Qualifications

• Qualified or experienced accountant with FP&A expertise.
• Strong ability to spot anomalies, trends, or risks and propose solutions.
• Experience in retail banking is advantageous for this contract timeline.

Responsibilities

• Commercial decision support for new products, pricing, and business cases using Excel and NPV assessments.
• Scenario modelling using existing model infrastructure to test forward-looking analyses.
• Collaborate with Treasury on liquidity, funding adequacy, and ALCO treatments.
• Translate financial figures into clear, visual presentations for executives.
• Support breadth across balance sheet, including lending, deposits and strategic projects.

Skills

FP&A

Commercial finance

Accounting

Excel modelling

AI tools familiarity

Retail banking knowledge

Analytical mindset

Education

Accounting qualification (ACCA/CIMA)

Tools

Excel

Job description

We're Atom

The bank that's on a mission to make finance faster, simpler and way more human.

We've ditched the stuffy banking model to build something that actually works for our customers, whenever and wherever they need us.

To make this happen, we're looking for like-minded people who can help us reach our goals and think differently.

We really value in-person collaboration and this role requires 2 days a week at our Newcastle HQ. This is a 15 Month contract.

What will your typical day look like?

Within Atom's FP&A team, finance is far more than backward-looking reporting - it is an active driver of commercial strategy, product pricing, and business growth. We are looking for a commercial, proactive Finance Business Partner to join us on a 15-month fixed-term contract.

You will join a high-performing finance team that values development, open dialogue, and genuine commercial influence. You won't be pigeonholed into a single ledger; you will gain broad visibility across the whole bank while directly shaping commercial decisions.

In this role, you will act as a key commercial co-pilot across our balance sheet. While the position primarily steps in to support our high-priority Savings team, our scope remains broad and holistic, giving you exposure across lending, deposits, and strategic projects across the bank.

• Commercial Decision Support: Appraise new products, features, and business cases using practical Excel calculations and Net Present Value (NPV) assessments.
• Scenario Modelling: Use existing model infrastructure to run forward-looking sensitivity and scenario analyses, helping the business evaluate alternative paths.
• Treasury & Risk Collaboration: Partner closely with Treasury on liquidity, funding adequacy, stability of funds, and ALCO treatments, while staying tuned to market dynamics (such as MPC rate decisions).
• Commercial Challenge: Review outturns with commercial stakeholders, challenging assumptions constructively to ensure financial plans remain robust and achievable.
• Executive Communication: Translate complex financial figures into clear, visual, and actionable presentations for executive leadership and ExCo.

What do we need from you?

• Qualified (or qualified by experience) accountant with proven commercial finance or FP&A business partnering expertise.
• A self-starter who doesn't wait to be tasked; you spot anomalies, trends, or risks, formulate a proposed solution, and manage upward effectively.
• Experience in retail banking is an advantage given the contract timeline, but we are fully open to candidates from other sectors who have strong core accounting skills and have done their homework on how a bank operates and generates value.
• Comfortable running scenario inputs and building practical, transparent investment appraisal calculations in Excel.
• Familiarity and openness to interrogating AI tools (e.g., ChatGPT, Gemini) to work smarter, troubleshoot formulas, and streamline routine tasks.

What will you get from us?

• Salary range £45k-£55k
• Hybrid working in Newcastle
• Discretionary cash bonus
• Incredibly generous company pension scheme (maximum of 13% of Atom input - candidate can put in more) 22.5 days annual leave plus public holiday
• Private Medical Insurance, Health Cash Plan, Life Insurance & Critical illness cover
• £200 "All about me" fund
• EV Scheme