Finance Analyst, Consumer Lending

Lloyds Bank plc; Cardiff; Hybrid; GBP 43,000 - 49,000; Full time

Job summary

An established industry player is seeking a Finance Analyst to join their dynamic Consumer Lending team. In this role, you will analyze financial performance and support forecasting processes, ensuring robust financial controls. You'll collaborate with various teams to deliver insightful reports while enhancing your skills in a supportive environment. This position offers the chance to make a meaningful impact in a company dedicated to evolving and improving financial services for millions. Join this journey and be part of a team that values inclusivity and personal development.

Benefits

Generous pension contribution up to 15%

Annual bonus award

Share schemes including free shares

Discounted shopping benefits

28 days’ holiday plus bank holidays

Wellbeing initiatives

Generous parental leave policies

Qualifications

• Qualified or in final year as an accountant (ACCA, CIMA, ACA).
• Strong financial control and management accounting experience.

Responsibilities

• Analyze past and future performance to identify growth opportunities.
• Deliver high-quality management accounting reports and insights.

Skills

Financial Control

Management Accounting

Analytical Skills

Collaboration

Curiosity

Education

Qualified Accountant (ACCA, CIMA, ACA)

Tools

Excel

PowerPoint

Oracle Ledgers

Job description

Finance Analyst, Consumer Lending page is loaded

Finance Analyst, Consumer Lending

Apply locations Cardiff Temple Court Bristol Harbourside time type Full time posted on Posted Yesterday time left to apply End Date: April 26, 2025 (12 days left to apply) job requisition id 132805

End Date

Friday 25 April 2025

Salary Range

£43,803 - £48,670

We support flexible working – click here for more information on flexible working options

Flexible Working Options

Job Share

Job Description Summary

JOB TITLE: Finance Analyst, Consumer Lending

LOCATION(S): Cardiff or Bristol

SALARY: £43,803 - £48,670

HOURS: Full time

WORKING PATTERN: Hybrid, 40% (or two days) in one of the above office sites

About this opportunity

The Consumer Lending business is a key part of the Retail Banking Division.

Consumer Lending provides personal lending and financing products for Mortgages, Credit Cards, Personal Loans and Financing for vehicles in the Transport Business. All of which are household brand names in the markets they operate in.

This role offers an excellent opportunity to join our finance team, where you will analyse both past and future performance and identify growth opportunities for the business.

Reporting to the Senior Manager in the CL Planning and Reporting team, this role is part of a team dedicated to delivering accurate data, information, and performance reports to customers across Retail Finance.

Day to day you’ll be;

• Telling the story of the performance of the business and supporting forecasting of future business outcomes through the planning process.
• Support your team by delivering insightful, high-quality management accounting reports, ensuring robust controls, and serving as a specialist in management accounting.
• Developing a broad network of contacts across Finance, with collaboration between teams being crucial to your success in this role.
• Meeting individual and team objectives while investing in your personal development by improving your skills and capabilities.

About us

Like the modern Britain we serve, we’re evolving. Investing billions in our people, data and tech to transform the way we meet the ever-changing needs of our 26 million customers. We’re growing with purpose. Join us on our journey and you will too.

What you’ll need

• Qualified/in final year as an accountant (ACCA, CIMA, ACA)
• Maintain strong financial control at the core of all our activities.
• Be onsite with the team at least two days a week in Cardiff, Newport or Bristol.
• Be curious and challenge the status quo. Continuously seek ways to improve our current processes.
• Work collaboratively and enjoy engaging with customers from various areas.

And any experience of these would be really useful

• Experience in Planning/Budgeting in a Business Context
• Experience in Monthly Performance Reporting
• Have a Financial Services background.
• Confident in using Excel/PowerPoint and other Microsoft applications.
• Experience in using Oracle Ledgers.

About working for us

Our focus is to ensure we're inclusive every day, and build an organisation that reflects modern society and celebrates diversity in all its forms.

We want our people to feel that they belong and can be their best, regardless of background, identity or culture.

We’re disability confident. So if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual bonus award, subject to Group performance
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 28 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies.

Want to do amazing work, that’s interesting and makes a difference to millions of people? Join our journey.

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

About Us

With 320 years under our belt, we're used to change, and today is no different. Join us and help drive this change, shaping the future of finance whilst working at pace to deliver for our customers.

Here, you'll do the best work of your career. Your impact will be amplified by our scale as you learn and develop, gaining skills for the future.