Finance Analyst, Consumer Lending

Lloyds Banking Group; Bristol; Hybrid; GBP 43,000 - 49,000; Full time

Job summary

An established industry player in the financial sector is seeking a Finance Analyst to join their Consumer Lending team. This role offers a fantastic opportunity to contribute to the analysis of business performance and support future growth through insightful reporting and collaboration. You will be part of a dynamic finance team that values curiosity and continuous improvement, ensuring robust financial controls while engaging with various stakeholders. With a commitment to inclusivity and diversity, this organization provides a supportive environment where your contributions can make a significant impact. If you're ready to take your career to the next level, this position is a perfect fit.

Benefits

Generous pension contribution up to 15%

Annual bonus award

Share schemes including free shares

Discounted shopping benefits

28 days' holiday plus bank holidays

Wellbeing initiatives

Generous parental leave policies

Qualifications

• Qualified or final year accountant (ACCA, CIMA, ACA) required.
• Strong financial control and analytical skills are essential.

Responsibilities

• Analyze past and future performance to identify growth opportunities.
• Deliver high-quality management accounting reports and support forecasting.

Skills

Management Accounting

Financial Control

Collaboration

Analytical Skills

Curiosity

Education

ACCA

CIMA

ACA

Tools

Excel

PowerPoint

Oracle Ledgers

Job description

JOB TITLE: Finance Analyst, Consumer Lending

LOCATION(S): Cardiff or Bristol

SALARY: £43,803 - £48,670

HOURS: Full time

WORKING PATTERN: Hybrid, 40% (or two days) in one of the above office sites

About this opportunity

The Consumer Lending business is a key part of the Retail Banking Division. Consumer Lending provides personal lending and financing products for Mortgages, Credit Cards, Personal Loans, and Financing for vehicles in the Transport Business. All of which are household brand names in the markets they operate in.

This role offers an excellent opportunity to join our finance team, where you will analyse both past and future performance and identify growth opportunities for the business.

Reporting to the Senior Manager in the CL Planning and Reporting team, this role is part of a team dedicated to delivering accurate data, information, and performance reports to customers across Retail Finance.

Day to day you'll be:

• Telling the story of the performance of the business and supporting forecasting of future business outcomes through the planning process.
• Supporting your team by delivering insightful, high-quality management accounting reports, ensuring robust controls, and serving as a specialist in management accounting.
• Developing a broad network of contacts across Finance, with collaboration between teams being crucial to your success in this role.
• Meeting individual and team objectives while investing in your personal development by improving your skills and capabilities.

What you'll need

• Qualified/in final year as an accountant (ACCA, CIMA, ACA).
• Maintain strong financial control at the core of all our activities.
• Be onsite with the team at least two days a week in Cardiff, Newport, or Bristol.
• Be curious and challenge the status quo. Continuously seek ways to improve our current processes.
• Work collaboratively and enjoy engaging with customers from various areas.

And any experience of these would be really useful:

• Experience in Planning/Budgeting in a Business Context.
• Experience in Monthly Performance Reporting.
• Have a Financial Services background.
• Confident in using Excel/PowerPoint and other Microsoft applications.
• Experience in using Oracle Ledgers.

About working for us

Our focus is to ensure we're inclusive every day, and build an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity, or culture.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it's why we especially welcome applications from under-represented groups.

We're disability confident. So if you'd like reasonable adjustments to be made to our recruitment processes, just let us know.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%.
• An annual bonus award, subject to Group performance.
• Share schemes including free shares.
• Benefits you can adapt to your lifestyle, such as discounted shopping.
• 28 days' holiday, with bank holidays on top.
• A range of wellbeing initiatives and generous parental leave policies.

Want to do amazing work, that's interesting and makes a difference to millions of people? Join our journey.