Finance Analyst

RAC; Bradley Stoke; Hybrid; GBP 30,000 - 45,000; Full time

Job summary

Join a leading financial team at RAC as a Finance Analyst where you will influence key business decisions within the Consumer Roadside division. This role will enable you to contribute significantly through financial reporting, detailed analysis, and commercial insight while working in a dynamic hybrid environment. You will support the Retention business and develop your finance career.

Benefits

FREE RAC Complete Breakdown Service

25 days annual leave plus bank holidays

Pension scheme with employer contribution

Life Assurance cover

Family leave support

Enhanced Parental Leave

24/7 personal support service

Car salary sacrifice scheme

Online discounts portal

FREE onsite parking

Qualifications

• Experience in financial environments with business stakeholders.
• Strong understanding of commercial drivers and performance metrics.

Responsibilities

• Provide financial insight and challenge on pricing and discounting strategies.
• Develop reports to analyze KPIs and financial performance.
• Support budgeting and forecasting processes.

Skills

SQL proficiency

Advanced Excel

Analytical mindset

Excellent communication

Problem-solving

Education

Part-qualified in finance

Job description

RAC have an exciting opportunity for a Finance Analyst to join our fast-paced and collaborative Consumer Roadside division at the RAC. This fixed-term role, running until January 2026, is pivotal in supporting the financial performance of our Retention business, with a focus on pricing, renewals, and proposition development for existing members.

Based at our Bradley Stoke office on a hybrid model of 2 office days & 3 remote. You’ll work closely with the Senior Finance Business Partner to deliver accurate financial reporting, insightful analysis, and commercial challenge that drives decision-making and performance improvement.

Key Responsibilities

Commercial Insight & Decision Support

• Provide financial insight and challenge to business leaders, particularly around:
• Pricing and discounting strategies
• Renewal rates by member cohort
• Revenue impacts from mid-term changes (e.g. cancellations, upgrades, downgrades)
• Support commercial decision-making through robust analysis including:
• Net Present Value (NPV)
• Cost-benefit analysis
• Investment payback periods
  

Reporting & Performance Analysis

• Develop and maintain a suite of reports that combine volume and value metrics to:
• Identify performance trends and variances
• Analyse KPIs against budget and prior years
• Highlight areas of under/over performance
• Deliver insightful commentary and present findings in weekly/monthly trading and commercial reviews
• Ensure stakeholders understand their financials and the business impact of their actions
  

Budgeting & Forecasting

• Support the development of annual budgets and half yearly reforecasts
• Ensure clarity of assumptions, phased budgeting, and stakeholder buy-in
• Track performance against key financial and operational KPIs
  
  

What You’ll Need

This role is ideal for someone who is part-qualified or looking to grow their career in finance. You’ll bring a strong analytical mindset and a proactive approach to problem-solving.

Essential Skills & Experience

• Experience working with business stakeholders in a finance environment
• SQL proficiency - ability to write queries and extract data from source systems
• Advanced Excel and financial modelling capabilities
• Strong understanding of commercial drivers and business performance metrics
• Excellent communication skills - both written and verbal
• Ability to challenge constructively and build relationships across functions
  
  

In return we offer…

At RAC, our colleagues do whatever it takes to help our customers. And we believe in rewarding you in return. As well as a competitive salary, you’ll have all these extra benefits:

• FREE RAC Complete Breakdown Service from Day One.
• 25 days annual leave entitlement plus bank holidays.
• Option to join RAC’s Group Personal Pension scheme where we will match / contribute up to 6.5% on qualifying earnings.
• 2 x Basic Salary Core Employer funded Life Assurance cover (4 x for pension scheme members) with the option to flex up to 10 x cover through our flexible benefits offering.
• Family leave support including paid time off, flexibility and resources to help balance work and family commitments.
• Enhanced Parental Leave.
• Confidential personal support service, available 24 hours a day every day of the year for you and any family members ages 16+ in your household.
• Car salary sacrifice scheme - after 12 months of employment, where you’ll enjoy significant tax savings, including electric vehicle options.
• Access to Orange Savings, our online discounts portal offering 1000’s of savings on high street retailers, supermarkets, holidays, tech and much, much more.
• FREE onsite parking.
  
  

When you join us you will automatically be opted into our Colleague Share Scheme, called ‘Owning it together’. This is a unique opportunity for our colleagues to get rewarded for the outstanding work they deliver, to share in the future success of the RAC and is no ordinary work benefit, incentive, or bonus!

We’re committed to developing a culture that is representative of the diverse communities we serve and one which is open, accessible, collaborative, and inclusive. We welcome applicants of all backgrounds and experiences.