Field Collections Agent

Midland Credit Management India Private Limited; London Borough of Croydon; On-site; GBP 29,000 - 33,000; Full time

Benefits offered by this job

31 days holiday (incl. bank holidays)

Fuel card for business mileage

Referral bonus scheme

Uncapped monthly bonus (typical £200-£

Comprehensive induction programme

Medicash health plan

Employee Assistance Programme

Networking groups

Monthly team events & fundraising

Moments that Matter awards

Vouchers and incentives

Job summary

Orbit is hiring a Field Collections Agent to visit customers in their homes around Croydon, helping them address balances and find sustainable payment solutions. This customer-focused role requires empathy, strong communication, and problem-solving skills, with a focus on compliant, respectful engagement.

You will work independently, using an Orbit-issued iPad, travel up to 90 minutes from home, and enjoy a flexible 40-hour week with options for a 4-day pattern.

Qualifications

• Clear criminal record
• No CCJs, IVAs, or bankruptcies within the last six years
• Full UK driving licence with no more than six penalty points
• Access to own vehicle
• Comfortable using technology and working independently in the field

Responsibilities

• Visit customers to discuss outstanding arrears and available payment options.
• Manage both regulated and non-regulated accounts.
• Process payments and arrange suitable repayment plans.
• Reconnect customers with relevant client services and support.
• Explain potential consequences of continued non-payment.
• Update account outcomes in real time using an Orbit-issued iPad.

Skills

Communication skills

Empathy

Problem-solving

Independent work

Tools

Orbit-issued iPad

Job description

Start Date: 11 January 2027

Location: Croydon - Applicants will travel up to 90 minutes (approximately) from their home address to visit our customers.

Salary & Rewards

• £28,665 per annum (based on a 40-hour week)
• £4,200 annual car allowance
• Uncapped monthly bonus
• Minimum earning potential: £32,865 per annum (including car allowance)
• No warrant work involved

Is this role for you?

Do you:

• Hold a full UK driving licence and have access to your own vehicle?
• Enjoy working independently, outdoors, and meeting people face-to-face?
• Value flexibility and autonomy in your working day?

If so, we'd love to hear from you.

About the Role

As a Field Collections Agent , you'll represent Orbit, visiting customers in their homes to help them address outstanding balances and identify sustainable solutions. This is a customer-focused role where empathy, communication, and problem-solving skills are essential.

Your Responsibilities

Working independently, you will:

• Visit customers to discuss outstanding arrears and available payment options.
• Manage both regulated and non-regulated accounts.
• Process payments and arrange suitable repayment plans.
• Reconnect customers with relevant client services and support.
• Explain the potential consequences of continued non-payment.
• Update account outcomes in real time using an Orbit-issued iPad.

Working Hours

• Flexible 40-hour working week
• Shift patterns covering 8:00am to 8:00pm, Monday to Friday
• Option to condense hours into a 4-day working week

Benefits

• 31 days holiday (including bank holidays and December shutdown)
• Fuel card for business mileage
• Referral bonus scheme
• Uncapped monthly bonus scheme (typically £200-£400)
• Comprehensive 4-week induction programme
• Access to Medicash health cash plan
• Employee Assistance Programme (EAP)
• Employee networking groups
• Monthly online team events, competitions, and fundraising activities
• "Moments that Matter" recognition awards
• Additional voucher and prize incentives throughout the year

Essential Requirements

• Clear criminal record
• No CCJs, IVAs, or bankruptcies within the last six years
• Full UK driving licence with no more than six penalty points
• Access to your own vehicle
• Comfortable using technology and working independently in the field

Important Information

As Orbit operates within a regulated environment, all successful candidates will be required to undergo:

• A basic criminal records check
• A credit check

Please note we are unable to progress applications where a CCJ, IVA, or bankruptcy appears on a credit file, or where applicants do not have the right to work in the UK.