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Field based Commercial Underwriter

NFU Mutual

London

Remote

GBP 45,000 - 55,000

Full time

Yesterday

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Job summary

Join a leading UK insurance provider as a Field based Commercial Underwriter. This role involves underwriting a diverse portfolio of commercial risks while engaging with agents across the South East. The position offers flexibility with home-based working, supported by a comprehensive benefits package aimed at fostering career growth and work-life balance.

Benefits

Annual bonus up to 17.5%

Contributory pension scheme up to 20%

25 days annual leave plus bank holidays

Family Friendly policy

Gym membership contribution

Health and wellbeing plan

Employee Volunteering opportunities

Employee discounts on insurance policies

Qualifications

Extensive commercial underwriting experience required.
Successful track record managing complex insurance cases.
Proven experience in relationship building.

Responsibilities

Underwrite a portfolio of commercial combined risks.
Collaborate with Agents to maximize growth opportunities.
Travel regularly to agency sites across the South East.

Skills

Commercial underwriting experience

Negotiation skills

Communication skills

Education

Level 3 ACII (desirable)

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Direct message the job poster from NFU Mutual

Talent Acquisition Consultant @ NFU Mutual | Pricing, Claims and Underwriting

• Join a thriving team providing dedicated Underwriting support to NFU Mutual’s Agency network

• Focus on our principal accounts and contribute to our planned commercial growth

• Homebased position with regular travel to Agency sites – company car provided or car allowance scheme available

About the role:

In this role, you’ll provide dedicated support to a panel of NFU Mutual Agents across the South East Region (covering Kent and Surrey).

You’ll be responsible for underwriting a portfolio of commercial combined risks, leveraging your technical expertise to negotiate large commercial account reviews and connected portfolios. By collaborating with Subject Matter Experts as needed, you’ll deliver compelling, market-leading propositions to our customers.

Working closely with Agents, you’ll aim to maximise profitable growth opportunities, influence performance, and support them in achieving excellent underwriting results.

Your first six months will focus on learning, supported by our career development framework, with training provided in agricultural knowledge and other areas as required. Following this, you’ll progress to agency visits, build your portfolio, and manage increasingly complex cases.

This is a home-based role with regular travel to Agents. The frequency of visits will vary based on monthly needs, allowing you to plan in advance and maintain control over your schedule for a positive work-life balance.

About you:

We are seeking a dynamic insurance professional with extensive commercial underwriting experience. You’ll have a successful track record of managing more complex and technical cases across a range of commercial insurance products and will be able to demonstrate your ability to effectively coach and guide others.

It’s important that you possess exceptional communication skills with proven experience of building effective and lasting working relationships, with the confidence to challenge decisions and influence.

You’ll also be able to demonstrate the following:

- Effective negotiation skills to engage with stakeholders, facilitate successful outcomes, and confidently manage discussions on complex accounts

- Hold a UK driving licence and be comfortable travelling to agency sites when required

- Have completed or be working towards level 3 ACII (desirable)

At NFU Mutual, we support an inclusive workplace and value all the differences that make us unique. We celebrate the creativity and innovation that comes from diverse perspectives and experiences and share a common vision of doing the right thing for our customers and employees.

We recognise that some candidates may experience barriers during the recruitment process. So, we encourage candidates to discuss any adjustments or accommodations they need to be the best they can be throughout our recruitment process.

We're proud to be a Disability Confident Employer, a Race at Work and Women in Finance Charter signatory and welcome applications from people of all backgrounds, regardless of age, ethnicity, disability, neurodiversity, gender, religion, marital status, sexual orientation, or socioeconomic background.

Benefits and Rewards:

When you join our team, you can expect a supportive culture and an attractive range of rewards and benefits including:

• Salary – up to £55,000 per annum depending on skill set and experience

• Annual bonus (up to 17.5% of salary)

• Contributory pension scheme, up to 20%, including your 8% contribution

• 25 days annual leave + bank holidays + buy/sell/save holiday trading scheme

• A Family Friendly policy that helps you balance your work and family responsibilities

• Access to savings at High Street brands, travel and supermarkets

• £20 contribution to a monthly gym membership – subject to T&Cs

• Health and wellbeing plan - cashback for dentist, opticians, physio and more

• Access to voluntary benefits, including health assessments, private medical insurance and dental insurance

• Employee Volunteering - volunteer in the community for one day each year

• Unlimited access to Refer a Friend £500 bonus scheme

• Life Assurance cover of 4 x salary

• Employee discounts of 15% on a range of NFU Mutual insurance policies.

Working at NFU Mutual:

We’re one of the UK’s leading general insurance and financial services companies. For over 110 years we’ve put our customers at the heart of everything we do. Our people are just as important to us.

We pride ourselves on being “a great place to work” and our Gallup Exceptional Workplace 2025 award was not only awarded with Distinction but also named us as the first UK-based company to receive a Gallup Exceptional Workplace for ten years in a row. We are also the only Insurer to feature in the LinkedIn Top 15 Companies 2025 list of ‘Best midsize employers to grow your career in the UK’, the Glassdoor Best Places to Work UK List 2023 and 2024, and were recognised as a certified UK Top Employer by the Top Employers Institute in 2023, 2024 and 2025.

We offer a supportive culture where we empower and inspire our people to perform, offer them opportunities to grow, and recognise and reward their contribution. Our people are proud to work for a company that respects them and their communities, and they trust us to be financially sustainable, so we are successful now and in the future.

Seniority level

Seniority level
Mid-Senior level

Employment type

Employment type
Full-time

Job function

Job function
Customer Service, General Business, and Other
Industries
Insurance and Financial Services

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