FI Credit Sanctioner

Barclays; London; On-site; GBP 50,000 - 90,000; Full time

Job summary

An established industry player is seeking a Financial Institutions Credit Sanctioner to assess complex financial information and make informed credit decisions. This role involves analyzing business models, monitoring portfolio performance, and developing strategies to mitigate risks. The ideal candidate will demonstrate strong communication and analytical skills, with a proactive approach to problem-solving. Join a dynamic team that values respect, integrity, and excellence, and contribute to shaping the future of financial risk management in a fast-paced environment.

Qualifications

• Strong analytical and problem-solving skills are essential for assessing creditworthiness.
• CFA or accountancy qualification is desirable but not mandatory.

Responsibilities

• Analyze complex financial information to assess creditworthiness and risks.
• Monitor Non Bank Financial Institutions portfolio for warning signs of credit deterioration.
• Develop strategies to mitigate credit risks and optimize portfolio performance.

Skills

Strong communication

Problem-solving skills

Analytical skills

Discretion

Multitasking

Proactive and motivated

Structured thinker

Education

Chartered Financial Analyst (CFA)

Accountancy qualification

Job description

Join Barclays in the role of Financial Institutions Credit Sanctioner where you will undertake analysis of complex financial information and business models in order to assess creditworthiness, repayment capacity, and potential risks. You will also monitor the performance of the Non Bank Financial Institutions portfolio, identifying and reporting potential warning signs of credit deterioration.

This role will be based at 1 Churchill Place, Canary Wharf, London.

Essential Skills

• Strong communicator.
• Demonstrates strong problem-solving skills, analytical skills and makes ownership a priority.
• Discretion and ability to handle confidential, sensitive, and legally privileged information.
• Multitasking.

Desired Skills

• Proactive and motivated individual and a structured thinker with the ability to multi-task in a high-pressure environment.
• Chartered Financial Analyst (CFA) or accountancy qualification is desirable but not required.

You may be assessed on the key critical skills relevant for success in the role, such as risk and controls, change and transformation, business acumen, strategic thinking, and digital and technology, as well as job-specific technical skills.

Purpose of the Role

To independently assess and make credit decisions for complex financing transactions within the Non Bank Financial Institutions portfolio, ensuring alignment with the bank's credit risk appetite and regulatory requirements and contribute to the development and implementation of credit risk policies and procedures for the Specialised Sector.

Accountabilities

• Analysis of complex financial information and business models of Non Bank Financial Institutions to assess their creditworthiness, repayment capacity, and potential risks.
• Monitoring of the performance of the Non Bank Financial Institutions portfolio, identifying and reporting early warning signs of potential credit deterioration.
• Evaluation of the risk profile of each application considering factors like industry trends, borrower financials, collateral, and market conditions.
• Development and implementation of strategies to mitigate identified credit risks and optimise portfolio performance.

Vice President Expectations

• Advise key stakeholders, including functional leadership teams and senior management on functional and cross-functional areas of impact and alignment.
• Manage and mitigate risks through assessment, in support of the control and governance agenda.
• Demonstrate leadership and accountability for managing risk and strengthening controls in relation to the work your team does.
• Demonstrate comprehensive understanding of the organisation functions to contribute to achieving the goals of the business.
• Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategies.
• Create solutions based on sophisticated analytical thought comparing and selecting complex alternatives. In-depth analysis with interpretative thinking will be required to define problems and develop innovative solutions.
• Adopt and include the outcomes of extensive research in problem-solving processes.
• Seek out, build and maintain trusting relationships and partnerships with internal and external stakeholders in order to accomplish key business objectives, using influencing and negotiating skills to achieve outcomes.

All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence, and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge, and Drive – the operating manual for how we behave.