Experienced Protection Broker

Capital Fortune; City Of London; On-site; GBP 12,000 - 40,000; Full time

Benefits offered by this job

Pension

29 days including Birthday and Bank Ho

Professional and network fees paid

Job summary

Capital Fortune Rockhopper Ltd in London is seeking an experienced protection adviser to join our team. The role involves handling protection cases, leveraging AI-assisted tools to draft client reports, and operating in a regulated environment without cold calling.

We offer two earn‑out models: Premier £12,000 basic plus 40% commission and Standard £40,000 basic plus 12% commission, with 29 days leave and pension. Training days occur monthly in London.

Qualifications

• Twelve months minimum advising on protection in a regulated environment.
• Knowledge of insurer underwriting, medical loadings and non-standard acceptance.
• Business that stays on the books. Persistency matters.
• The ability to hear what a client has not said out loud.

Responsibilities

• No cold calling. No pipeline to build.
• Every enquiry comes to you warm, from inside our own business.
• Calls recorded, transcribed, searchable. Client reports drafted by AI from the transcript, compliance-checked before they reach you.

Job description

Experienced Protection Adviser — City of London - Capital Fortune Rockhopper Ltd

Capital Fortune Rockhopper is an award winning protection and mortgage brokerage in the City of London. We are seeking an experienced protection adviser to join our team.

Salary

• £40,000 basic plus 12% commission (Standard Model)
• £12,000 basic plus 40% commission (Premier Model)

Hours

• 12 - 40 hours per week

Location

• Remote Working – Monthly Training Days in Office 22 Tudor Street, London. EC4Y

Leads

• Our Own Website and Client Bank

Also

• 29 days including Birthday and Bank Holidays. Pension. Professional and network fees paid.

No cold calling. No pipeline to build.

Every enquiry comes to you warm, from inside our own business. Mortgage clients who need cover behind borrowing we have just arranged. Wills and estate planning clients who have just spent an hour thinking about who depends on them. They are not being sold to — they have already asked the question protection answers.

Our AI technology does the work that is not advice.

Calls recorded, transcribed, searchable. Client reports drafted by AI from the transcript, compliance-checked before they reach you. Every file examined before submission, not a sample. Opportunities found for you via our AI tools, from histories nobody has time to read.

Every regulated decision is still signed off by a person with the heavy-lifting done by our AI systems.

Thirteen years.

That is how long our average member of staff has been here. We are small by choice, award winning, and a top-tier writer within our national network. Administration runs every case through to on risk, so your time goes on clients.

What we need.

• Twelve months minimum advising on protection in a regulated environment. Not a trainee position.
• Knowledge of insurer underwriting, medical loadings and non-standard acceptance.
• Business that stays on the books. Persistency matters.
• The ability to hear what a client has not said out loud.

The money, plainly.

Premier Model: £12,000 basic, contractual plus 40% of everything you bank, from the first case. No tiers, no thresholds, no cap. Standard Model: £40,000 basic, contractual plus 12% of everything you bank, from the first case. We will not ask you to take an OTE figure on trust. Reach second interview and our advisers will tell you what they earn.

How we decide.

Your CV and a completion of our online psychometric test. A confidential conversation followed by an interview with the people you would work alongside. The testing comes first so every applicant is read on the same evidence, and nobody is turned down on a score alone.

We are an equal opportunities employer and recruit on capability. If you need an adjustment at any stage, tell us before you start - asking will not count against you.

One role. One adviser. Not a pool.

RockHopper is a trading name of Capital Fortune Rockhopper Ltd which is an Appointed Representative of The Right Mortgage Ltd which is authorised and regulated by the Financial Conduct Authority. Capital Fortune Rockhopper Ltd FCA number 439474 – registered address: , 22 Tudor Street, London EC4Y 0AY.

www.rockhopper.uk.net