Banking Job-Mandarin spkeaing Credit Manager-London-wm

First People Recruitment; London; On-site; GBP 100,000 - 125,000; Full time

Job summary

An established industry player is seeking a Credit Manager to join their dynamic team in London. This role involves assessing corporate credits, analyzing credit risks, and providing crucial input on credit ratings and portfolio impact. The ideal candidate will have solid experience in corporate finance within a medium or large financial institution, showcasing strong analytical skills and attention to detail. You will have the opportunity to work under pressure, deliver timely credit applications, and contribute to the organization's success. If you're passionate about finance and ready to make a significant impact, this is the perfect opportunity for you.

Qualifications

• Essential experience in credit risk analysis and corporate loan approvals.
• Strong analytical skills and attention to detail are crucial.

Responsibilities

• Assess and analyze corporate credits and provide detailed credit assessments.
• Review legal documentation and manage post-loan reports.

Skills

credit risk analysis

corporate loan approvals

corporate finance

analytical capabilities

internal rating methodology

legal documentation

collateral management

project finance

Education

Master’s degree in Finance, Banking or risk management

Job description

Your New Job Title: Credit Manager, London

The Skills You'll Need: credit risk analysis, corporate loan approvals, non-bank FI

Your New Salary: depending on experience

Office based

Perm

Start: ASAP

To be successful in this role our client has said it is essential that candidates:

• have credit risk analysis and corporate loan approvals experience
• have solid working experience in corporate finance

What You'll be Doing:

• Assess and analyse corporate credits
• Provide input on credit ratings, RAROC, ECL and impact on portfolio
• Present to CRO and CCo a detailed credit assessment covering:

1. Risks and mitigates
2. Transaction/Deal terms
3. Industry
4. Company / Group (Obligor / Guarantor)
5. Financial position
6. ESG/Climate risk impact

• Process approvals through HO system
• Review legal documentation
• Review post-loan management reports/updates
• Provide training to junior credit staff and business development staff

The Skills You'll Need to Succeed:

Essential:

• Solid working experience, preferably in corporate finance in a medium/large financial institution
• Strong analytical capabilities with attention to detail on underlying risks in order to protect the bank
• Proven ability to analyse credit risk covering financial institutions and corporate borrowers
• Knowledge of internal rating methodology and stress testing credit risk
• Product knowledge covering treasury, corporate lending, structured deals, project finance and/or leverage finance
• Knowledge of legal documentation and collateral management
• Able to prioritise multiple projects and deadlines
• Strong attention to detail, and the ability to recognise and investigate reporting anomalies
• Ability to work under pressure to deliver credit applications on time and present to CCo

Desirable:

• Mandarin speaker (build relationship with HO credit execution department)
• Master’s degree or equivalent in Finance, Banking or risk management

We would be grateful if you could send your CV as a Word document. If your application is successful, you will be contacted within 7 days. We regret that due to the high volume of applications we receive we cannot provide feedback on individual CVs. Please note that we can only consider candidates who are eligible to work in the UK and are able to provide relevant supporting documentation.

People First is committed to increasing diversity, and maintaining an inclusive workplace culture. We welcome applications from all qualified candidates regardless of their ethnicity, race, gender, religious beliefs, sexual orientation, age, marital status or whether or not they have a disability.

People First (Recruitment) Limited acts as an employment agency for permanent and fixed term contract recruitment and as an employment business for the supply of temporary workers.