Senior Bridging Underwriter

Jems Recruitment Ltd; England; On-site; GBP 45,000 - 75,000; Full time

Job summary

An established industry player is seeking a Senior Bridging Underwriter to join their dynamic team during a phase of growth. This pivotal role offers the opportunity to manage complex bridging finance applications, make sound lending decisions, and mentor junior team members. With a focus on risk mitigation and compliance, you will work autonomously to ensure timely processing of loans while collaborating with various stakeholders. Enjoy excellent benefits, including private health insurance and career growth potential, in a supportive environment. If you have a background in regulated bridging underwriting, this is the perfect opportunity for you!

Benefits

Private health insurance

Pension

Death in service

24 days annual leave

Fridays working from home

Excellent career growth potential

Qualifications

• Extensive experience in underwriting within bridging finance.
• Strong understanding of compliance and regulatory environment.

Responsibilities

• Manage a pipeline of bridging cases and make quality lending decisions.
• Complete due diligence and ensure compliance with lending policies.
• Train and mentor junior members of the underwriting team.

Skills

Underwriting within bridging finance

Compliance understanding

Attention to detail

Interpersonal skills

Organisational abilities

Job description

Job Description

Are you looking to take on a pivotal role within an organisation during their next phase of growth? Due to our client's ongoing success, we are seeking a highly skilled and experienced Senior Bridging Underwriter to join a dynamic team.

Benefits include:

• Private health insurance, pension, death in service, 24 days annual leave, Fridays working from home
• Excellent career growth potential
• Senior level role, with the ability to improve processes and mentor junior team members
• Autonomy to manage a pipeline of cases and make lending decisions

This is a fantastic opportunity as a senior member of the underwriting team to manage complex bridging and development finance applications. You will use your expertise to make sound lending decisions, ensuring all loans are processed in accordance with lending policy. You will collaborate closely with other team members, approving viable loans and mitigating risk for the business.

Key Responsibilities:

• Effectively managing a pipeline of bridging cases, prioritising tasks to ensure timely processing
• Underwriting bridging loan applications within company lending criteria, making quality lending decisions with a focus on risk mitigation
• Completing due diligence, maintaining vigilance throughout the underwriting process, and escalating complex cases when needed
• Liaising with a range of third parties and stakeholders across various teams
• Working within best practices and to regulatory requirements, including Consumer Duty principles
• Monitoring loan progress post-completion, ensuring offer conditions are met
• Maintaining and updating accurate records
• Training and mentoring junior members of the underwriting team
• Attending industry events as required
• Participating in and leading training sessions with external partners
• Proactively suggesting and implementing process improvements

Skills Required:

• Extensive experience in underwriting within bridging finance
• Strong understanding of compliance aspects, including the regulatory environment and Consumer Duty principles
• Ability to adopt a commercial approach to underwriting, along with meticulous attention to detail
• Excellent interpersonal and communication skills; strong team player
• Exceptional organisational and prioritisation abilities
• Proactive and self-motivated

If you already have a background in regulated bridging underwriting, possibly with some knowledge of development finance, and are keen to be a pivotal member of a growing department, this is the career move for you! You will be able to bring your experience and ideas to the company, whilst having the security of working within a well-established and supportive team environment. It's the best of both worlds! Additionally, you will play a key role in helping to develop and mentor more junior members of the team.

If you are looking to join a company at an exciting time in their journey, call us or apply today!