Credit Underwriter - Natural Resources (Power, Energy & Chemicals) - VP

TN United Kingdom; London; On-site; GBP 60,000 - 100,000; Full time

Job summary

An established industry player is seeking a Credit Underwriter specializing in Natural Resources, focusing on Power, Energy, and Chemicals. This pivotal role requires a strategic professional to navigate complex underwriting activities and ensure compliance with regulatory standards. The successful candidate will leverage their analytical skills to assess financial statements and industry data, guiding sound credit decisions that impact the business significantly. Join a dynamic team where your expertise will drive improvements and enhance customer service in a thriving financial environment. This is an exciting opportunity to make a meaningful contribution in a high-stakes role.

Qualifications

• Experience with credit authority and regulatory compliance.
• Strong analytical skills to interpret financial statements.

Responsibilities

• Support bankers in underwriting requests for credit extensions.
• Prepare detailed credit summaries by analyzing financial data.

Skills

Analytical Skills

Communication Skills

Problem-Solving Skills

Financial Analysis

Regulatory Compliance

Education

Bachelor's Degree

Master's Degree

Tools

Excel

Word

Financial Analysis Software

Job description

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Credit Underwriter - Natural Resources (Power, Energy & Chemicals) - VP, London

Client:

11037 Citibank, N.A. United Kingdom

Location:

London, United Kingdom

Job Category:

Other

EU work permit required: Yes

Job Reference:

7708a07b8626

Job Views:

3

Posted:

10.05.2025

Expiry Date:

24.06.2025

Job Description:

The Underwriter is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business. Recognized technical authority for an area within the business. Requires basic commercial awareness. There are typically multiple people within the business that provide the same level of subject matter expertise. Developed communication and diplomacy skills are required to guide, influence and convince others, including colleagues in other areas and external customers. The role has a significant impact through complex deliverables and provides advice related to technology or operations, affecting overall performance and effectiveness of the sub-function.

A Natural Resources Underwriter in Corporate Developed Markets handles large and complex relationships within the UK and Western Europe, responsible for underwriting activities in partnership with Banking & International and Risk sectors. The role focuses on Power, Energy, Chemicals & CET sector clients.

Responsibilities:

• Support bankers in underwriting requests for credit extensions, ensuring sound credit decisions and compliance with policies.
• Prepare detailed credit summaries by analyzing business and financial data, identifying strengths and risks, and making final credit decisions.
• Conduct financial analysis on companies and individuals, including trend, ratio, and cash flow analysis.
• Perform industry and geographical research and due diligence.
• Maintain understanding of Citibank products and services across banking divisions.
• Ensure compliance with credit policies and regulatory standards.
• Identify process improvements to reduce costs and improve customer service.
• Support management, lead projects, mentor junior staff, and handle other duties as needed.
• Assess risk in business decisions, ensuring compliance with laws and policies, and escalate issues appropriately.

Qualifications:

• Experience with credit authority and regulatory compliance.
• Strong analytical skills with the ability to interpret financial statements and industry data.
• Knowledge of accounting principles and credit underwriting processes.
• Excellent organizational, communication, and problem-solving skills.
• Proficiency in Excel, Word, and financial analysis software.
• Ability to handle complex issues with significant impact and exercise discretion.
• Educational qualification: Bachelor's degree, Master's preferred.

This role involves a high-level overview of responsibilities, with additional duties as required.

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Job Family Group: Risk Management

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Job Family: Credit Decisions

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Time Type: Full time