Senior Financial Risk Analyst - ECL & RWA

Lloyds Banking Group; Halifax; On-site; GBP 42,000 - 47,000; Full time

Job summary

Join Lloyds Banking Group as a Data Analyst in the Financial Risk Centre of Excellence. This role focuses on delivering financial and regulatory reporting, improving data landscapes, and collaborating across teams to drive strategic change. Ideal candidates will have strong analytical skills, programming knowledge, and a passion for data insights.

Qualifications

• Strong analytical background with a passion for data.
• Experience in programming languages suitable for cloud technologies.
• Ability to work independently and as part of a team.

Responsibilities

• Deliver key financial and regulatory reporting across Capital and Impairment.
• Collaborate with teams across Risk and Finance.
• Implement strategic change in line with the goals of the Bank.

Skills

Data Analysis

Programming in Python

Advanced Excel Functions

Communication Skills

Attention to Detail

Job description

End Date

Friday 06 June 2025

Salary Range

£42,120 - £46,800

We support flexible working – click here for more information on flexible working options

Flexible Working Options

Job Share

Job Description Summary

Do you want to help deliver a new future for model execution across financial and regulatory reporting for ECL and RWA?

Then look no further than the Financial Risk Centre of Excellence team!

Job Description

ABOUT THIS OPPORTUNITY

Sitting within the Financial Risk, Insight and Quantification (FinRI&Q) area of Risk Science, the team is responsible for all model execution and reporting activities.

Our key focus for 2025 will be to completely re-imagine and re-shape the strategy and the operational playbook for delivery of impairment analytics, and financial and regulatory reporting.

As a newly formed team within Risk Science, the team are expected to be a driving force in shaping the strategy across data, technology, models and how we calculate, interpret and report financial risk within Lloyds Banking Group.

The role will involve a significant amount of interaction across all of Risk Science, including engagement with model development teams, the Model Governance and Strategy team, and the Prudential & Analytics lab to turn that strategy into reality.

WHAT YOU'LL NEED

This is vital work, making sure we deliver the best financial and regulatory analytics to help inform key business decisions and drive forward change that supports the needs of our customers.

As an experienced data analyst, you’ll be part of a team that’s challenging and improving the existing data landscape for financial and regulatory reporting. Day to day you’ll be working as part of a team:

• Delivering key financial and regulatory reporting across Capital and Impairment
• Constantly looking to improve the current ways of working
• Implementing strategic change in line with the goals of the Bank
• Providing professional expertise to mitigate potential risks, and ensure systems, processes and controls are fit for purpose
• Collaborating with teams across Risk and Finance to cohesive deliver analytics and change of the future

We understand no one can be an expert in every aspect of Capital and Impairment. So, if you have a strong analytical background and a passion for data, we’d like to hear from you.

Specifically, we’re looking for someone who:

• Has a good understanding of programming language suitable for our cloud-based technologies i.e. Python / GoogleSQL, SAS. This requires a good understanding of the language and a familiarity with its core structures.
• Is experienced with advanced Microsoft Excel functions including vlookups, pivot tables and VBA
• Has the ability to build strong relationships and demonstrate a passion for solving real-world problems with data insight and technology
• Can work independently and as part of a team in a fast-paced environment, adapting to challenging and changing priorities with ease
• Puts attention to detail at the forefront of their work and can implement and work within a robust control environment
• Is passionate about data insights and takes a highly analytical approach to problem solving
• Has excellent communication skills, both written and verbal, on technical subject matter

Any experience of this would be really advantageous:

• Credit Risk
• Capital and Impairment financial and regulatory reporting across Retail and Commercial portfolios
• Use of emerging technologies that are available on the Google Cloud Platform

ABOUT WORKING FOR US

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms.

We want our people to feel that they belong and can be their best, regardless of background, identity or culture.

As an inclusive employer, we offer Workplace Adjustments for colleagues with a disability (which may include long-term health and neurodivergent conditions) where it is reasonable to do so. This could include flexibility with regards to office attendance, location, and working pattern.

If you have a disability, you can also apply via our Disability Confident Scheme (DCS). Through the DCS, we guarantee to interview a fair and proportionate number of applicants with a disability, whose application meets the minimum criteria for the advertised job role.

We also provide adjustments that are reasonable throughout the recruitment process to reduce or remove barriers for applicants with a disability, long-term health condition or neurodivergent condition. If you’d like an adjustment to the recruitment process just let us know.

Ready for a career where you can have a positive impact as you learn, grow and thrive? Apply today and find out more.

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.