Senior Manager - Credit Model Integration

Coventry Building Society; West Midlands Combined Authority; Hybrid; GBP 60,000 - 100,000; Full time

Job summary

Join a forward-thinking organization as a Credit Modelling Senior Manager, where you will lead the development and validation of credit risk models. This impactful role allows you to collaborate with senior leaders and enhance existing models while driving improvements in credit model delivery practices. With a strong focus on compliance and data transformation, you will be at the forefront of shaping the future of credit risk modelling. Enjoy a collaborative environment that values flexibility and diversity, making a significant impact on the organization and its members.

Benefits

28 days holiday plus bank holidays

Annual discretionary bonus scheme

Personal pension with matched contributions

Life assurance (6 times annual salary)

Private Medical Insurance

Health Screening

Qualifications

• Experience in developing credit risk models and understanding regulatory frameworks.
• Proven leadership in cross-functional projects and teams.

Responsibilities

• Lead the development of credit risk models and ensure compliance with standards.
• Collaborate with teams to integrate models into decision-making systems.

Skills

SAS

Python

R

SQL

Credit Lifecycle Understanding

Model Governance

Leadership

Risk Integration

Job description

About the role

Are you an experienced and analytical leader in credit risk modelling?

We’re looking for a talented Credit Modelling Senior Manager to join our team on a 12-month FTC to take charge of developing, implementing, and validating credit risk models across the customer lifecycle.

This is a fantastic opportunity to play a key role in integrating and enhancing our existing credit models while collaborating closely with senior leaders to build a Group Credit Modelling function.

What You'll Be Doing

• Design & Build Credit Models – lead the development.
• Support the creation of a Group Modelling function – developing best practice for the delivery of Credit Modelling.
• Collaborate with Teams across the business to integrate models into decision-making systems.
• Ensure Compliance – build models that meet internal and regulatory standards.
• Transform Data into clear business Insights.

Why Join Us?

• Impactful Role: Lead the development of credit risk models and play a key role in our integration strategy.
• Collaborative Environment: Work closely with Head of Credit Model Integration and the talented team across different departments.
• Become a catalyst for Credit Modelling change: Developing Group Models and new ways of working for a Group Modelling function.
• Transform model risk practice: Help embed improvements in model risk management across the Group.

If you’re ready to help shape the future of credit risk modelling at Coventry Building Society, we want to hear from you!

Find out more about the fantastic benefits of joining Coventry Building Society here.

Our benefits include:

• 28 days holiday a year plus bank holidays and a holiday buy/sell scheme.
• Annual discretionary bonus scheme
• Personal pension with matched contributions
• Life assurance (6 times annual salary)
• Private Medical Insurance
• Health Screening - Eligible

Location

The team work on a hybrid basis and visit the Coventry site as and when needed (usually twice a month).

We do reserve the right to close this advertisement early if we receive a high volume of suitable applications.

About you

We are looking for someone with the experience and ability to develop new models and contribute to driving forward improvements in credit model delivery practice across the Group.

To be successful in this role, it's essential that you're able to demonstrate:

• Highly proficient in programming languages and tools such as SAS, Python, R, SQL, or similar.
• Strong understanding of credit lifecycle, regulatory frameworks (IFRS 9, Basel), and model governance.
• Strong understanding of the model development lifecycle and best practice to drive consistency and efficiency across group modelling functions.
• Track record of delivering high quality and compliant credit risk models across several banking firms.
• Experience of working within risk integration programmes and an ability to engage effectively with programme management, technical experts, and senior leaders.
• Proven leadership experience and ability to operate within cross-functional projects and teams.

Desirable skills for this role are:

• Experience with advanced analytics, machine learning.
• Exposure to retail, SME, and/or corporate credit portfolios.

About us

We’re one of the largest building societies in the UK and we share a mutual goal across our branches and our offices to improve the lives of others.

We’re officially recognised as a ‘Great Place to Work’ and our benefits go beyond basic pay, with a discretionary bonus scheme, a culture of reward and recognition, and comprehensive support for wellbeing.

At the beginning of the year, The Co-operative Bank officially became part of our Group. Together, we have shared values and an ethical approach towards our members, customers, and colleagues.

We’re serious about equality, of race, age, faith, disability, and sexual orientation, and we celebrate diversity. By working together, we know you’ll build more than just a career with us.

All together, better.

Flexibility and why it matters

We understand the need for flexibility, so wherever possible, we’ll consider alternative working patterns. Have a chat with us before you apply to see what the possibilities are for this role.

Proud to be a Disability Confident Committed Employer

We’re proud to offer an interview or assessment to every disabled applicant who meet the minimum criteria for our vacancies. As part of the application process, disabled applicants can opt in for the Disability Confident Interview Scheme. If there are ever occasions where it is not practicable to interview all candidates that meet the essential criteria, such as when we receive a high number of applications, we commit to interviewing disabled candidates who best meet the minimum essential and desirable criteria.