Junior Credit Risk Corporates UK (CIB)

TN United Kingdom; London; On-site; GBP 45,000 - 65,000; Full time

Job summary

A leading global bank is seeking a Junior Credit Risk professional for their London office. This role involves managing credit risk for large UK and Nordic Corporates, requiring extensive experience in credit underwriting and data analysis. The ideal candidate will possess strong communication skills and the ability to thrive under tight deadlines, contributing to the bank's commitment to responsible and innovative banking.

Qualifications

• Minimum of 5-6 years of credit risk underwriting experience.
• Fluent in English (C1) and Spanish (desirable).
• Excellent communication and presentation skills.

Responsibilities

• Responsible for credit management of a portfolio of Large UK and Nordic Corporates.
• Manage end-to-end processes from pre-screening and admission of individual operations.
• Participation in credit and business committees.

Skills

Credit risk underwriting

Data Analysis

Communication skills

Presentation skills

Job description

Social network you want to login/join with:

Junior Credit Risk Corporates UK (CIB), London

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Client:

bbva

Location:

London, United Kingdom

Job Category:

Other

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EU work permit required:

Yes

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Job Reference:

61d1e64e1fd5

Job Views:

3

Posted:

23.05.2025

Expiry Date:

07.07.2025

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Job Description:

Area:
CORPORATE & INVESTMENT BANKING

Company:
Z01

What are we looking for?

Requirements

• Minimum of 5-6 years of credit risk underwriting experience within a corporate or commercial banking environment.
• Rating tools knowledge.
• Knowledge of UK and Nordic Corporates, Financial sponsors activity and structure, Leverage Finance.
• Data Analysis and Data Driven management.
• Develop, program and purify databases. Data analysis and Data Driven management.
• Fluent in English (C1) and Spanish (desirable)

Also valuable:

• ESG knowledge.

About you

• Excellent communication and presentation skills.
• Ability to work under tight deadlines.

Overview

Credit GRM UK manages the credit risk for UK Branch. The team is organized by geography. The Area is responsible for the
wholesale credit admission, having as main task to preserve the credit quality of the proposals integrating ESG factors to
ensure profitable growth.

As part of Corporate & Investment Banking (CIB) the area interacts with global markets, global lending & advisory and
transactional businesses for global corporate clients and institutional investors’ requests. In addition, Credit GRM UK has a
close contact with corporate credit areas of all the geographies the Group works with. At the same time we are also focusing
in some new Mid UK Corporates

• Responsible for the credit management of a portfolio of Large UK and Nordic Corporates, for the assessment of total limit risk appetite within those groups, and new transaction proposals incorporating the analysis of the specific structure of a transaction, credit and financial risk profiles of the borrower, as well as risks of the business and the macroeconomic
  environment.
• Knowledge of different products as well as structures (LBOs, FI, Financial Sponsors, Leverage Finance, etc).
• Comprehension and analysis of financial statements, ratings, profitability, sector guidelines, projections and ESG related aspects.
• Manage end-to-end processes from pre-screening and admission of individual operations to the extinction of approved risks.
• Participation in credit and business committees.
• Liaising with both internal/external audits, Internal Control and all different units linked to the admission and monitoring process.
• Participation in internal programs/projects giving support to the different areas.
• Tracking, monitoring and reporting of operations and portfolio. Knowledge of the UK market portfolio.

Working at BBVA

BBVA is a global company with over 160 years of history present in 25 countries with over 81 million customers. We are more than 110,000 professionals working in multidisciplinary and diverse teams.

At BBVA, we are ahead of the transformation that is taking place in the banking sector, challenging the status quo, to make life easier to our customers.

Being part of BBVA means developing your career in one of the most innovative companies in finance.

Responsible banking

We're committed to responsible banking to help drive a more inclusive and sustainable society . The future of banking lies in financing the future.

We started out with the spirit of helping others make the best financial decisions. That spirit remains with us today and encourages us to keep moving forward, prioritizing innovation and digital transformation so that we can put the opportunities of this new era within everyone's reach.

Diversity

At BBVA we believe having a diverse team makes us a better bank.

For this reason, we actively support diversity, inclusion and equal opportunities regardless race, sex, age, religion, sexual orientation, gender identity or expression. We cultivate a collaborative and inclusive work environment that allows every employee to do their best work.

Our values

Our values define our identity ; they are what drives us to make our goals a reality and they guide all of our actions and the decisions we make.